Ratings Open Lending Corporation

Equities

LPRO

US68373J1043

Delayed Nasdaq Other stock markets 01:25:41 07/05/2024 am IST			5-day change	1st Jan Change
5.245 ^USD	+2.64%		+4.90%	-38.37%

18/04	Oneaz?s Launch of Credit Flex Auto Program Backed by Open Lending	CI
25/03	Open Lending Insider Sold Shares Worth $367,290, According to a Recent SEC Filing	MT

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.
From a short-term investment perspective, the company presents a deteriorated fundamental configuration.
According to Refinitiv, the company's ESG score for its industry is poor.

Strengths

Its core activity has a significant growth potential and sales are expected to surge, according to Standard & Poor's' forecast. Indeed, those may increase by 61% by 2026.
The earnings growth currently anticipated by analysts for the coming years is particularly strong.
Before interest, taxes, depreciation and amortization, the company's margins are particularly high.
The group's activity appears highly profitable thanks to its outperforming net margins.
Thanks to a sound financial situation, the firm has significant leeway for investment.
The difference between current prices and the average target price is rather important and implies a significant appreciation potential for the stock.
Over the past four months, analysts' average price target has been revised upwards significantly.
The opinion of analysts covering the stock has improved over the past four months.

Weaknesses

For the last twelve months, the trend in sales revisions has been clearly going down, which emphasizes downgraded expectations from the analysts.
Revenue estimates are regularly revised downwards for the current and coming years.
For the past year, analysts have significantly revised downwards their profit estimates.
For the last few months, analysts have been revising downwards their earnings forecast.
Prospects from analysts covering the stock are not consistent. Such dispersed sales estimates confirm the poor visibility into the group's activity.
The group usually releases earnings worse than estimated.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Professional Information Services

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
OPEN LENDING CORPORATION	-38.37%	609M		D+
EXPERIAN PLC	+2.34%	37.52B		B-
MORNINGSTAR, INC.	+4.06%	12.57B		B
DONNELLEY FINANCIAL SOLUTIONS, INC.	+1.52%	1.87B		C
SHANGHAI DZH LIMITED	-9.21%	1.86B	-	C-
MINKABU THE INFONOID, INC.	-7.64%	136M		-
FNGUIDE INC.	+8.03%	59.74M	-	-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes