NBT Bancorp Inc. (NasdaqGS:NBTB) is looking for mergers and acquisitions (M&A). During the fourth quarter 2020 financial results conference call, John H. Watt, Jr., President and Chief Executive Officer, said that “we primarily allocate capital to our organic growth and our expansion strategies. In addition, we think about M&A. On the M&A front, I think we're in a place where understanding credit a potential partner is going to be manageable”.