MTI Investment SE has on 31 May 2023, entered into a term loan facility agreement of USD 1,500,000 with HCJ II ApS, a company associated with Yardhouse Capital Group ApS in Denmark, to finance cash generating investments such as real estate investments and B2B lending. The term loan facility agreement The loan facility amounts to USD 1,500,000 in total. MTI may on one or several occasions utilize the facility upon request, whereof each request may not amount to less than USD 500,000.

Interest shall accrue on each loan at a rate of 12% per annum. Each loan and accrued interest shall be repaid no later than five (5) years from 30 May 2023. The Company may prepay all or any part of a loan, together with accrued interest on the prepaid loan, without any premium or penalty.

The Company may, by giving prior written notice, elect to pay accrued interest on the loans by way of issuance of shares. The Lender may, on up to one (1) occasion each calendar year, demand payment of accrued interest on the loans by way of issuance of shares in the Company. This demand shall be made to MTI no later than six (6) weeks prior to the annual general meeting of the Company.

Upon such demand, interest will be payable by way of issuance of shares on the date which falls ten (10) Business Days after the annual general meeting. The value of each share to be issued for payment of interest shall be deemed to be equal to the lower of SEK 3.82 and the VWAP of MTI's shares on Nasdaq First North Growth Market during a period of ten (10) consecutive trading days prior to the payment date, provided however, that the value of a share shall never be less than EUR 0.2.