MSB Financial Corp. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, the company's total interest income was $5,377,000 against $3,949,000 a year ago. Net interest income was $4,125,000 against $3,300,000 a year ago. Income before taxes was $1,512,000 against $788,000 a year ago. Net income was $272,000 or $0.05 per basic and diluted share against $478,000 or $0.09 per basic and diluted share a year ago. Return on average assets annualized was 0.20% against 0.44% a year ago. Return on average common equity was 1.48% against 2.62% a year ago. Book value per share of common stock as at December 31, 2017 was $12.66 against $12.81 a year ago.

For the year, the company's total interest income was $19,480,000 against $14,210,000 a year ago. Net interest income was $16,034,000 against $11,963,000 a year ago. Income before taxes was $4,490,000 against $1,814,000 a year ago. Net income was $2,722,000 or $0.49 per basic and diluted share against $1,161,000 or $0.20 per diluted share a year ago.

For the quarter, the company reported net charge-offs of $61,000.