Valuation: Mibanco Banco de la Microempresa S.A.

Capitalization 307.38Cr 88Cr 76Cr 69Cr 66Cr 120.25Cr 8.12TCr 125.85Cr 812.47Cr 325.49Cr 3.89TCr 331.41Cr 324.34Cr 14TCr P/E ratio 2023
13.8x
P/E ratio 2024 9.79x
Enterprise value 403.93Cr 116.04Cr 100.05Cr 90Cr 87Cr 158.02Cr 11TCr 165.38Cr 1.07TCr 427.72Cr 5.11TCr 435.5Cr 426.22Cr 18TCr EV / Sales 2023
4.1x
EV / Sales 2024 2.47x
Free-Float
0.08%
Yield 2023
12.2%
Yield 2024 -
15/01 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Fourth Quarter Ended December 31, 2025 CI
16/25/16 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025 CI
17/25/17 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2025 CI
15/25/15 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the First Quarter Ended March 31, 2025 CI
03/25/03 Mibanco Banco de la Microempresa S.A. announces Annual dividend, payable on May 06, 2025 CI
16/25/16 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2024 CI
16/25/16 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Full Year Ended December 31, 2024 CI
17/24/17 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2024 CI
18/24/18 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2024 CI
18/24/18 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the First Quarter Ended March 31, 2024 CI
19/24/19 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023 CI
03/23/03 Peru's Credicorp sees profit dip on higher loan-loss provisions RE
19/23/19 Mibanco Banco de la Microempresa S.A. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023 CI
1 week 1.67
Extreme 1.67
1.67
1 month 1.67
Extreme 1.67
1.67
Current year 1.67
Extreme 1.67
1.67
1 year 1.67
Extreme 1.67
1.85
3 years 1.66
Extreme 1.66
2
5 years 1.66
Extreme 1.66
2.27
10 years 1.39
Extreme 1.393
2.42
Manager TitleAgeSince
Chief Executive Officer 57 01/04/2018
Director of Finance/CFO - -
Chief Operating Officer - -
Director TitleAgeSince
Chairman 60 27/03/2014
Director/Board Member 84 -
Director/Board Member 71 -
Change 5d. change 1-year change 3-years change Capi.($)
0.00%0.00%-9.73%-16.50% 89Cr
-1.39%-3.60%+17.42%+102.69% 79TCr
-1.80%-2.39%+17.32%+42.68% 36TCr
+0.79%-0.62%+13.25%+55.21% 35TCr
-2.64%-10.66%+41.32%+101.52% 29TCr
+0.76%-1.00%+15.81%+57.26% 27TCr
-2.06%-1.26%+10.70%+72.46% 25TCr
+1.12%-2.59%-1.09%+50.67% 23TCr
-1.03%-2.45%+36.15%+62.15% 23TCr
-0.11%-1.23%+12.29%+74.92% 20TCr
Average -0.15%-3.45%+15.34%+60.30% 29.78TCr
Weighted average by Cap. -0.20%-3.84%+18.17%+74.00%

Financials

2023 2024
Net sales 147.02Cr 42Cr 36Cr 33Cr 32Cr 58Cr 3.88TCr 60Cr 388.61Cr 155.68Cr 1.86TCr 158.51Cr 155.13Cr 6.66TCr 162.65Cr 47Cr 40Cr 36Cr 35Cr 64Cr 4.29TCr 67Cr 429.92Cr 172.24Cr 2.06TCr 175.37Cr 171.63Cr 7.36TCr
Net income 27Cr 7.64Cr 6.59Cr 5.95Cr 5.71Cr 10Cr 702.1Cr 11Cr 70Cr 28Cr 336.69Cr 29Cr 28Cr 1.2TCr 31Cr 8.96Cr 7.73Cr 6.98Cr 6.69Cr 12Cr 823.62Cr 13Cr 82Cr 33Cr 394.97Cr 34Cr 33Cr 1.41TCr
Net Debt 234.87Cr 67Cr 58Cr 53Cr 50Cr 92Cr 6.2TCr 96Cr 620.81Cr 248.71Cr 2.97TCr 253.23Cr 247.83Cr 11TCr 97Cr 28Cr 24Cr 22Cr 21Cr 38Cr 2.55TCr 40Cr 255.19Cr 102.23Cr 1.22TCr 104.09Cr 101.87Cr 4.37TCr
Logo Mibanco Banco de la Microempresa S.A.
Mibanco Banco de la Microempresa SA is a Peru-based financial institution primarily engaged in the banking sector. The Bank’s products and services include current and saving accounts, consumer and commercial loans, mortgages, current and saving accounts, fixed-term deposits, credit cards and other banking operations to individuals and small and medium enterprises (SMEs). In addition the Bank offers a variety of burial, casualty and obligatory auto insurance (SOAT) insurance policies, among others. The Bank operates a network of more than 100 agencies located in the departments of Ancash, Arequipa, Ayacucho, Cajamarca, Cusco, Huanuco, Ica, Junin, La Libertad, Lambayeque, Lima, Loreto, Madre de Dios, Moquegua, Piura, Puno, San Martin, Tacna, Tumbes and Ucayali. In March 2014, Empresa Financiera Edyficar SA, a unit of Credicorp Ltd's Banco de Credito del Peru {BCP} subsidiary, acquired a 60.68% interest, or 13.92 mil ordinary shares, in the Company.
Employees
9,696
Sector
Banks
Date Price Change
05/26/05 1.670 S/. 0.00%
04/26/04 1.670 S/. 0.00%
03/26/03 1.670 S/. 0.00%
02/26/02 1.670 S/. 0.00%
27/26/27 1.670 S/. 0.00%
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