Financials LOLC General Insurance PLC

Equities

LGIL.N0000

LK0480N00000

Property & Casualty Insurance

End-of-day quote Colombo S.E. 03:30:00 10/05/2024 am IST 5-day change 1st Jan Change
6.9 LKR +1.47% Intraday chart for LOLC General Insurance PLC 0.00% -9.21%

Valuation

Fiscal Period: December 2021 2022
Capitalization 1 24,600 9,720
Enterprise Value (EV) 1 24,681 9,731
P/E ratio 22.4 x 6.95 x
Yield - -
Capitalization / Revenue 4.05 x 1.2 x
EV / Revenue 4.06 x 1.21 x
EV / EBITDA 18 x 5.6 x
EV / FCF 10,09,58,752 x 19,10,376 x
FCF Yield 0% 0%
Price to Book 6.14 x 2.4 x
Nbr of stocks (in thousands) 12,00,000 12,00,000
Reference price 2 20.50 8.100
Announcement Date 03/05/22 25/05/23
1LKR in Million2LKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022
Net sales 1 4,482 5,126 6,074 8,071
EBITDA 1 791.4 1,606 1,370 1,737
EBIT 1 759.8 1,568 1,320 1,695
Operating Margin 16.95% 30.59% 21.73% 21%
Earnings before Tax (EBT) 1 730.8 1,537 1,271 1,653
Net income 1 575.4 1,112 1,095 1,399
Net margin 12.84% 21.7% 18.02% 17.34%
EPS 2 0.5480 1.059 0.9159 1.166
Free Cash Flow - 1,758 244.5 5,094
FCF margin - 34.29% 4.02% 63.11%
FCF Conversion (EBITDA) - 109.42% 17.84% 293.3%
FCF Conversion (Net income) - 158.05% 22.33% 364%
Dividend per Share - - - -
Announcement Date 30/12/21 30/12/21 03/05/22 25/05/23
1LKR in Million2LKR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022
Net Debt 1 139 147 80.7 10.5
Net Cash position 1 - - - -
Leverage (Debt/EBITDA) 0.1754 x 0.0918 x 0.0589 x 0.006051 x
Free Cash Flow - 1,758 244 5,094
ROE (net income / shareholders' equity) - 44.6% 31% 34.7%
ROA (Net income/ Total Assets) - 10.9% 7.54% 8.01%
Assets 1 - 10,233 14,525 17,479
Book Value Per Share 2 1.830 2.920 3.340 3.380
Cash Flow per Share 2 0.0600 0.1000 0.2800 0.3900
Capex 1 8.2 9.94 21.6 59
Capex / Sales 0.18% 0.19% 0.36% 0.73%
Announcement Date 30/12/21 30/12/21 03/05/22 25/05/23
1LKR in Million2LKR
Estimates
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