As of December 31, 2013, Kemper Corporation executed Amendment to Credit Agreement to effect an amendment to its $325 million, four-year revolving credit agreement, dated as of March 7, 2012 by and among Kemper and the lenders party thereto. The Amendment was executed by Kemper and Lenders representing greater than 66 2/3% of the outstanding commitments under the Credit Agreement (the minimum number of required Lenders necessary to approve an amendment) to provide the following changes to the Credit Agreement: reduce the amount of the aggregate commitments under the Credit Agreement by $100 million, to $225 million, and implement such reduction on a pro rata basis to the commitment of each Lender; revise the covenant in Section 6.02(d) to increase the amount of indebtedness that may be incurred and outstanding in the aggregate at any time in connection with borrowings from the Federal Home Loan Bank or issuances of Surplus Notes by $150 million, to $250 million, provided, that the aggregate Indebtedness incurred and outstanding in connection with issuances of Surplus Notes may not exceed $100,000,000 at any one time; and revise the definition of LIBO Rate in Section 1.01 for consistency with the Lenders' current standard definition.