Financials Jordan Insurance Company

Equities

JOIN

JO2100411013

Multiline Insurance & Brokers

End-of-day quote Amman S.E. 03:30:00 15/07/2024 am IST 5-day change 1st Jan Change
1.15 JOD -1.71% Intraday chart for Jordan Insurance Company -1.71% +4.55%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 81.9 81.9 53.7 42.6 39.6 33
Enterprise Value (EV) 1 78.15 72.7 41.14 32.66 23.74 6.135
P/E ratio 708 x 55.7 x 17.8 x 48.6 x 3,708 x 18.2 x
Yield - - - 5.63% 3.03% -
Capitalization / Revenue 1.82 x 1.91 x 1.39 x 1.13 x 0.97 x 0.37 x
EV / Revenue 1.73 x 1.69 x 1.06 x 0.87 x 0.58 x 0.07 x
EV / EBITDA 38.3 x 20.5 x 9.47 x 12.5 x 11 x 1.57 x
EV / FCF 42.4 x 28.4 x 170 x -9.84 x 2.84 x 0.46 x
FCF Yield 2.36% 3.52% 0.59% -10.2% 35.2% 216%
Price to Book 2.43 x 2.27 x 1.34 x 0.85 x 1 x 0.75 x
Nbr of stocks (in thousands) 30,000 30,000 30,000 30,000 30,000 30,000
Reference price 2 2.730 2.730 1.790 1.420 1.320 1.100
Announcement Date 02/04/19 11/05/20 31/03/21 26/05/22 02/03/23 21/05/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 45.07 42.9 38.66 37.68 41.03 90.28
EBITDA 1 2.039 3.542 4.347 2.612 2.156 3.907
EBIT 1 1.752 3.298 4.087 2.309 1.966 3.686
Operating Margin 3.89% 7.69% 10.57% 6.13% 4.79% 4.08%
Earnings before Tax (EBT) 1 0.0597 1.588 3.039 1.14 0.6016 2.897
Net income 1 0.1157 1.471 3.012 0.8764 0.0107 1.81
Net margin 0.26% 3.43% 7.79% 2.33% 0.03% 2%
EPS 2 0.003856 0.0490 0.1004 0.0292 0.000356 0.0603
Free Cash Flow 1 1.842 2.557 0.2424 -3.32 8.361 13.26
FCF margin 4.09% 5.96% 0.63% -8.81% 20.38% 14.69%
FCF Conversion (EBITDA) 90.33% 72.18% 5.58% - 387.87% 339.43%
FCF Conversion (Net income) 1,591.76% 173.82% 8.05% - 78,105.66% 732.73%
Dividend per Share - - - 0.0800 0.0400 -
Announcement Date 02/04/19 11/05/20 31/03/21 26/05/22 02/03/23 21/05/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 3.75 9.2 12.6 9.94 15.9 26.9
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 1.84 2.56 0.24 -3.32 8.36 13.3
ROE (net income / shareholders' equity) 0.33% 4.22% 7.92% 1.94% 0.02% 4.35%
ROA (Net income/ Total Assets) 1.19% 2.27% 2.85% 1.46% 1.22% 2.42%
Assets 1 9.712 64.86 105.6 60.14 0.879 74.76
Book Value Per Share 2 1.120 1.200 1.330 1.680 1.320 1.470
Cash Flow per Share 2 0.6200 0.7000 0.7900 0.9200 0.8300 0.9000
Capex 1 0.03 0.03 0.04 0.04 0.15 0.17
Capex / Sales 0.07% 0.07% 0.11% 0.11% 0.37% 0.19%
Announcement Date 02/04/19 11/05/20 31/03/21 26/05/22 02/03/23 21/05/24
1JOD in Million2JOD
Estimates
  1. Stock Market
  2. Equities
  3. JOIN Stock
  4. Financials Jordan Insurance Company