Financials Highlands Bankshares, Inc.

Equities

HBSI

US43088W1045

Banks

Delayed OTC Markets 10:31:10 03/05/2024 pm IST 5-day change 1st Jan Change
36.99 USD +8.00% Intraday chart for Highlands Bankshares, Inc. 0.00% -3.92%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 61.5 52.27 45.95 58.82 57.54 51.47
Enterprise Value (EV) 1 51.28 35.21 -3.357 14.8 33.09 39.77
P/E ratio 15.8 x 14.8 x 13.8 x 11.9 x 13 x 14.5 x
Yield 3.59% 4.6% 4.95% 3.8% 4.18% 4.52%
Capitalization / Revenue 3.17 x 2.68 x 2.41 x 2.7 x 2.6 x 2.49 x
EV / Revenue 2.64 x 1.81 x -0.18 x 0.68 x 1.5 x 1.92 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.15 x 0.96 x 0.82 x 0.99 x 1.05 x 0.93 x
Nbr of stocks (in thousands) 1,337 1,337 1,337 1,337 1,337 1,337
Reference price 2 46.00 39.10 34.37 44.00 43.04 38.50
Announcement Date 11/03/19 09/03/20 18/03/21 07/03/22 15/04/23 16/03/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 19.41 19.47 19.06 21.77 22.09 20.7
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4.967 4.385 4.131 6.281 5.619 4.272
Net income 1 3.889 3.526 3.341 4.935 4.427 3.557
Net margin 20.04% 18.11% 17.53% 22.67% 20.04% 17.18%
EPS 2 2.909 2.637 2.499 3.691 3.311 2.661
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.650 1.800 1.700 1.670 1.800 1.740
Announcement Date 11/03/19 09/03/20 18/03/21 07/03/22 15/04/23 16/03/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 10.2 17.1 49.3 44 24.4 11.7
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.41% 6.53% 6.02% 8.53% 7.74% 6.44%
ROA (Net income/ Total Assets) 0.95% 0.85% 0.75% 0.99% 0.85% 0.66%
Assets 1 408.9 416 447.2 497 523 537.8
Book Value Per Share 2 39.90 40.90 42.10 44.50 41.20 41.50
Cash Flow per Share 2 8.180 10.40 16.80 16.70 17.00 5.850
Capex 1 0.54 1.93 0.51 0.26 0.63 1.43
Capex / Sales 2.76% 9.92% 2.69% 1.19% 2.83% 6.91%
Announcement Date 11/03/19 09/03/20 18/03/21 07/03/22 15/04/23 16/03/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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