HDFC Bank Limited reported unaudited earnings results for the third quarter and nine months ended December 31, 2017. For the quarter, the bank’s total income was INR 244,504.4 million compared to INR 207,482.7 million a year ago. Operating profit before provision and contingencies was INR 84,512.9 million compared to INR 66,092.5 million a year ago. Profit from ordinary activities before tax was INR 70,998.5 million compared to INR 58,934.7 million a year ago. Net profit was INR 46,426.0 million or INR 17.7 per diluted share compared to INR 38,653.3 million or INR 15.0 per diluted share for the last year. Return on assets (average) - not annualized was 0.50% compared to 0.49% a year ago. Net revenues (net interest income plus other income) increased by 23.9% to INR 141,835 million for the quarter ended December 31, 2017 from INR 114,518 million in the corresponding quarter of the previous year. Net interest income (interest earned less interest expended) for the quarter ended December 31, 2017 grew by 24.1% to INR 103,143 million, from INR 83,091 million for the quarter ended December 31, 2016, driven by average asset growth of 16.6% and a core net interest margin for the quarter of 4.3%. For the nine months, the bank’s total income was INR 699,120.0 million compared to INR 600,417.9 million a year ago. Operating profit before provision and contingencies of INR 237,891.5 million compared to INR 184,529.9 million a year ago. Profit from ordinary activities before tax was INR 194,027.6 million compared to INR 161,214.9 million a year ago. Net profit was INR 126,874.7 million or INR 46.6 per diluted share compared to INR 105,595.7 million or INR 41.1 per diluted share for the last year. Return on assets (average) - not annualized was 1.43% compared to 1.40% a year ago. Net revenues (net interest income plus other income) for the nine months ended December 31, 2017 were INR 404,289 million, as against INR 329,343 million for the nine months ended December 31, 2016, an increase of 22.8%.