Hancock Holding Company reported unaudited earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, the company reported interest income of $191,140,000 against $196,500,000 for the same period last year. Net interest income was $182,800,000 against $181,322,000 for the same period last year. Income before income taxes was $58,825,000 against $21,819,000 for the same period last year. Net income was $46,959,000 or $0.54 per diluted share against $18,965,000 or $0.22 per diluted share for the same period last year. Operating income was $46,554,000 or $0.54 per diluted share against $45,109,000 or $0.53 per diluted share for the same period last year. Return on average assets was 0.99% for the fourth quarter of 2012, compared to 1.00% in the third quarter of 2012, and 0.39% in the fourth quarter a year ago. Return on average assets was 0.99% against 0.39% for the same period last year. Return on average assets (operating) was 0.98% against 0.93% for the same period last year. Return on average common equity was 7.67% against 3.11% for the same period last year. Return on average common equity (operating) was 7.60% against 7.39% for the same period last year. Return on average tangible common equity was 11.58% against 4.75% for the same period last year. Return on average tangible common equity (operating) was 11.48% against 11.32% for the same period last year.

For the year, the company reported interest income of $762,549,000 against $592,204,000 for the same period last year. Net interest income was $722,452,000 against $533,159,000 for the same period last year. Income before income taxes was $197,355,000 against $94,823,000 for the same period last year. Net income was $151,742,000 or $1.75 per diluted share against $76,759,000 or $1.15 per diluted share for the same period last year. Operating income was $183,965,000 or $2.13 per diluted share against $133,214,000 or $2.02 per diluted share for the same period last year. Book value per share as at December 31, 2012 was $28.91 against $27.95 as at December 31, 2011. Tangible book value per share as at December 31, 2012 was $19.27 against $17.76 as at December 31, 2011. Return on average assets was 0.80% against 0.52% for the same period last year. Return on average assets (operating) was 0.97% against 0.90% for the same period last year. Return on average common equity was 6.32% against 4.26% for the same period last year. Return on average common equity (operating) was 7.66% against 7.40% for the same period last year. Return on average tangible common equity was 9.72% against 5.98% for the same period last year. Return on average tangible common equity (operating) was 11.78% against 10.37% for the same period last year.

The company reported net charge-offs of $31,268,000 for the fourth quarter of 2012 against $22,398,000 for the same period last year.