GreenSky, Inc. is a technology company. The Company enables frictionless promotional financing at the point of sale for merchants, consumers and Bank Partners. It supports the full transaction lifecycle, including credit application, underwriting, real-time allocation to its Bank Partners, document distribution, funding, settlement and servicing. Merchants using its platform, range from small, owner-operated home improvement contractors and healthcare providers to national home improvement brands and retailers and healthcare service organizations. Consumers on its platform, primarily have super-prime or prime credit scores, find financing with promotional terms to be an attractive alternative to other forms of payment. Its Bank Partners' access to its technology solution and merchant network enables them to build a diversified portfolio of high-quality consumer loans with attractive risk-adjusted yields with minimal upfront investment.
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