Item 2.02 Results of Operations and Financial Condition.

On January 27, 2023, First BanCorp. (the "Corporation"), the bank holding company for FirstBank Puerto Rico ("FirstBank" or the "Bank"), issued a press release announcing its unaudited results of operations for the quarter ended December 31, 2022. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

A copy of the presentation that the Corporation will use at its conference call to discuss its financial results for the quarter ended December 31, 2022 is attached hereto as Exhibit 99.2 and is incorporated herein by reference. As announced in a press release dated January 10, 2023, the call may be accessed via a live Internet webcast at 10:00 a.m. Eastern time on Friday, January 27, 2023, through the investor relations section of the Corporation's website: www.fbpinvestor.com or through the dial-in telephone number 844-200-6205 or 929-526-1599 for international callers. The participant access code is 291448.

Item 9.01 Financial Statements and Exhibits.



   (d)    Exhibits




Exhibit   Description of Exhibit


99,1      Press Release dated January 27, 2023 - First BanCorp Announces Earnings
          for the quarter and year ended December 31, 2022

99.2      First BanCorp Conference Call Presentation - Financial Results for the
          quarter and year ended December 31, 2022

104       Cover Page Interactive Data File (embedded within the Inline XBRL
          document).

          Exhibits 99.1 and 99.2 referenced therein, shall not be deemed "filed"
          for purposes of Section 18 of the Securities Exchange Act of 1934, as
          amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by
          reference in any filings under the Securities Act of 1933, as amended.




                                       2

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                                 Exhibit Index

Exhibit    Description of Exhibit


  99.1       Press Release dated January 27, 2023 - First BanCorp Announces Earnings
           for the quarter and year ended December 31, 2022

  99.2       First BanCorp Conference Call Presentation - Financial Results for the
           quarter and year ended December 31, 2022

104        Cover Page Interactive Data File (embedded within the Inline XBRL
           document).

           Exhibits 99.1 and 99.2 referenced therein, shall not be deemed "filed"
           for purposes of Section 18 of the Securities Exchange Act of 1934, as
           amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by
           reference in any filings under the Securities Act of 1933, as amended.

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