Stock ZS3 FINECOBANK S.P.A.
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Financials FinecoBank S.p.A. Börse Stuttgart

Equities

ZS3

IT0000072170

Banks

Real-time Estimate Tradegate
Other stock markets
 05:56:03 17/07/2024 pm IST 		5-day change 1st Jan Change
15.71 EUR -0.06% Intraday chart for FinecoBank S.p.A. +6.90% +15.50%
08:36am Passive futures; UK inflation stable in June AN
16/07 Mib just below par; buying on FinecoBank AN

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 6,494 8,158 9,412 9,467 8,294 9,622 - -
Enterprise Value (EV) 1 6,494 8,158 9,412 9,467 8,294 9,622 9,622 9,622
P/E ratio 22.6 x 25.3 x 24.9 x 22.5 x - 15.6 x 15.8 x 15.4 x
Yield 2.99% 3.96% 2.53% 3.16% 5.08% 4.58% 4.64% 4.8%
Capitalization / Revenue 9.92 x 10.5 x 11.7 x 9.99 x 6.7 x 7.57 x 7.69 x 7.47 x
EV / Revenue 9.92 x 10.5 x 11.7 x 9.99 x 6.7 x 7.57 x 7.69 x 7.47 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 4.7 x 4.84 x 5.45 x 4.96 x 3.78 x 4.35 x 4.11 x 3.85 x
Nbr of stocks (in thousands) 6,07,530 6,08,801 6,09,777 6,09,983 6,10,540 6,10,918 - -
Reference price 2 10.69 13.40 15.44 15.52 13.58 15.75 15.75 15.75
Announcement Date 11/02/20 09/02/21 09/02/22 07/02/23 07/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 654.8 774.4 803.8 947.6 1,238 1,272 1,252 1,287
EBITDA - - - - - - - -
EBIT 1 405.2 504.8 544.9 667.2 939.3 950.9 922.5 948.7
Operating Margin 61.88% 65.19% 67.79% 70.41% 75.9% 74.78% 73.69% 73.7%
Earnings before Tax (EBT) 1 383.5 461.1 494.4 604.4 872.2 895.4 882 908
Net income 1 288.4 323.6 380.7 428.5 609.1 615.9 611.3 631.2
Net margin 44.04% 41.79% 47.36% 45.22% 49.22% 48.44% 48.83% 49.03%
EPS 2 0.4730 0.5300 0.6200 0.6900 - 1.008 0.9965 1.020
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.3200 0.5300 0.3900 0.4900 0.6900 0.7217 0.7313 0.7557
Announcement Date 11/02/20 09/02/21 09/02/22 07/02/23 07/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2020 S2 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4
Net sales 1 405.8 - 422.2 193.5 206.9 255.4 208.6 464 219.7 263.9 293.7 307 600.7 316 320.9 327 321.2 - 311.7 315.6
EBITDA - - - - - - - - - - - - - - - - - - - -
EBIT 1 273.6 - 277.4 132 135.5 186.4 141.6 328 152 187 220.3 235.9 456.2 244.7 238.4 247.7 242.5 - - -
Operating Margin 67.42% - 65.7% 68.24% 65.49% 72.98% 67.86% 70.69% 69.19% 70.86% 75.01% 76.84% 75.94% 77.44% 74.29% 75.75% 75.5% - - -
Earnings before Tax (EBT) 1 258.5 202.6 262.9 100.9 130.6 174.8 138.7 313.5 109.6 181.2 209.6 231.9 441.5 205.5 225.2 209.7 237 - 232.7 222.2
Net income 1 180.2 - 216.7 72.59 91.5 123.5 98.9 222.4 80 126.1 147.3 161.6 308.9 145.3 154.9 147 164.5 312 - -
Net margin 44.41% - 51.33% 37.52% 44.22% 48.36% 47.41% 47.92% 36.41% 47.78% 50.15% 52.64% 51.42% 45.98% 48.27% 44.95% 51.22% - - -
EPS - - - - - - - - - - - - - - - - - - - -
Dividend per Share - - - - - - - - - 0.4900 - - - - 0.6900 - - - - -
Announcement Date 31/07/20 09/02/21 03/08/21 09/11/21 09/02/22 10/05/22 02/08/22 02/08/22 08/11/22 07/02/23 09/05/23 01/08/23 01/08/23 07/11/23 07/02/24 07/05/24 - - - -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 24.5% 21.1% 22% 23.6% 29.7% 28.6% 25.7% 24.7%
ROA (Net income/ Total Assets) - - 1.16% 1.22% 1.75% 1.8% 1.8% 1.8%
Assets 1 - - 32,810 35,069 34,792 34,218 33,958 35,065
Book Value Per Share 2 2.270 2.770 2.830 3.130 3.590 3.620 3.840 4.090
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 11/02/20 09/02/21 09/02/22 07/02/23 07/02/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for FinecoBank S.p.A.

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
14
Last Close Price
15.75 EUR
Average target price
15.76 EUR
Spread / Average Target
+0.09%
Consensus

EPS Revisions

Estimates Revisions

Quarterly revenue - Rate of surprise

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