Fair Isaac Corporation

Q1 21 Financial Highlights

December 31, 2020

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Q1 2021 Highlights

  • Revenue:

Q1 21 revenue of $312 million vs. Q1 20 revenue of $ 299 million or 5% increase.

    • Applications revenue of $135 million, or 11% y/y decrease
    • Scores revenue of $145 million, or 26% y/y increase
    • Decision Management Software revenue of $32 million, or 4% y/y increase
  • GAAP Net income of $86 million or $2.90 per share in Q1 21 vs. $55 million or $1.82 per share in Q1 20.
  • Non-GAAPNet income of $82 million or $2.74 per share in Q1 21 vs. $54 million or $1.80 per share in Q1 20.
  • Free Cash Flow was $75 million in Q1 21 vs. $54 million in Q1 20

© 2021 Fair Isaac Corporation. Confidential.

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Liquidity Review

December 31, 2020

Cash

$145M

Available capacity on revolving line

$269M

Total Liquidity

$414M

Leverage Ratio for Q1211

1.60x

1 Net debt to Adj. EBITDA as defined in bank revolving line of credit. Current covenant is 3.25x.

© 2021 Fair Isaac Corporation. Confidential.

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Q1 2021 Financial Highlights

  • For a detailed reconciliation, please refer to our Regulation G Disclosure

© 2021 Fair Isaac Corporation. Confidential.

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Fair Isaac Corporation published this content on 28 January 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 28 January 2021 21:35:02 UTC.