Financials Erste Group Bank AG London S.E.

Equities

0MJK

AT0000652011

Banks

Market Closed - London S.E. 09:00:00 28/05/2024 pm IST After market 12:26:01 am
44.8 EUR -5.00% Intraday chart for Erste Group Bank AG 44.95 +0.33%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 13,700 10,115 16,765 12,175 14,816 17,722 - -
Enterprise Value (EV) 1 13,700 10,115 16,765 12,175 14,816 17,722 17,722 17,722
P/E ratio 10.4 x 15.9 x 9.92 x 6.19 x 5.39 x 6.73 x 7.04 x 6.8 x
Yield 4.47% 2% 3.87% 6.35% 7.35% 6.39% 6.53% 6.8%
Capitalization / Revenue 1.89 x 1.41 x 2.17 x 1.42 x 1.4 x 1.68 x 1.68 x 1.63 x
EV / Revenue 1.89 x 1.41 x 2.17 x 1.42 x 1.4 x 1.68 x 1.68 x 1.63 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.02 x 0.73 x 0.97 x 0.71 x 0.81 x 0.9 x 0.82 x 0.76 x
Nbr of stocks (in thousands) 4,08,222 4,05,571 4,05,443 4,07,195 4,03,381 3,98,525 - -
Reference price 2 33.56 24.94 41.35 29.90 36.73 44.47 44.47 44.47
Announcement Date 28/02/20 26/02/21 28/02/22 28/02/23 29/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 7,256 7,155 7,742 8,571 10,552 10,535 10,553 10,873
EBITDA - - - - - - - -
EBIT 1 2,973 2,935 3,436 3,996 5,532 5,034 4,845 5,010
Operating Margin 40.97% 41.01% 44.37% 46.62% 52.43% 47.78% 45.91% 46.08%
Earnings before Tax (EBT) 1 2,330 1,368 2,933 3,222 4,795 4,502 4,173 4,264
Net income 1 1,470 783.1 1,923 2,165 2,998 2,757 2,569 2,677
Net margin 20.26% 10.95% 24.84% 25.26% 28.41% 26.17% 24.34% 24.62%
EPS 2 3.220 1.570 4.170 4.830 6.810 6.605 6.319 6.537
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.500 0.5000 1.600 1.900 2.700 2.840 2.905 3.025
Announcement Date 28/02/20 26/02/21 28/02/22 28/02/23 29/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 3,472 3,791 2,007 2,036 2,110 4,147 2,124 2,300 2,499 2,662 5,161 2,692 2,699 2,788 2,649 2,625 2,602 2,634
EBITDA - - - - - - - - - - - - - - - - - -
EBIT 1,357 1,688 841.5 801 1,060 1,861 1,028 1,106 1,257 1,432 2,689 1,489 1,354 1,505 - - - -
Operating Margin 39.09% 44.52% 41.93% 39.34% 50.24% 44.89% 48.4% 48.11% 50.29% 53.8% 52.1% 55.33% 50.16% 54% - - - -
Earnings before Tax (EBT) 510.1 1,435 651.2 610.1 1,049 1,659 754.9 808.3 1,003 1,433 2,436 1,284 1,075 1,284 - - - -
Net income 293.8 918 472 448.8 688.2 1,137 510 517.7 593.6 896.3 1,490 819.7 688 783.3 - - - -
Net margin 8.46% 24.22% 23.52% 22.04% 32.61% 27.42% 24.01% 22.51% 23.76% 33.67% 28.87% 30.45% 25.49% 28.1% - - - -
EPS - - 0.9300 1.050 1.490 - 1.200 1.090 1.390 1.980 - 1.900 1.540 - - - - -
Dividend per Share - - - - - - - - - - - - - - - - - -
Announcement Date 31/07/20 30/07/21 28/02/22 29/04/22 01/08/22 01/08/22 04/11/22 28/02/23 28/04/23 31/07/23 31/07/23 30/10/23 29/02/24 30/04/24 - - - -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 10% 4.7% 10.9% 12.6% 15.5% 13.3% 11.1% 11%
ROA (Net income/ Total Assets) 0.61% 0.3% 0.66% 0.69% 0.91% 0.77% 0.65% 0.63%
Assets 1 2,41,243 2,61,566 2,92,412 3,15,646 3,30,496 3,59,409 3,97,067 4,28,287
Book Value Per Share 2 32.90 34.00 42.80 42.00 45.60 49.60 54.10 58.90
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 28/02/20 26/02/21 28/02/22 28/02/23 29/02/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
14
Last Close Price
44.47 EUR
Average target price
50.59 EUR
Spread / Average Target
+13.76%
Consensus
  1. Stock Market
  2. Equities
  3. EBS Stock
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  5. Financials Erste Group Bank AG