First Citizens Banc Corp. reported unaudited consolidated earnings results for the fourth quarter and year ended December 30, 2013. For the quarter, interest income was $11,443,000 against $11,357,000 a year ago. Net interest income was $10,290,000 against $9,959,000 a year ago. The increase in net interest income was due to a decrease in interest expense of $245,000. Income before taxes was $1,142,000 against $2,662,000 a year ago. Net income available to common share holders was $753,000 against $1,676,000 a year ago. Basic and diluted earnings per common share were $0.10 against $0.22 a year ago. Return on average assets was 0.35% against 0.68% a year ago. Return on average equity was 3.99% against 7.42% a year ago.

For the year, interest income was $44,881,000 against $46,762,000 a year ago. Net interest income was $39,974,000 against $40,578,000 a year ago. The decrease in net interest income for the year was due a decrease in interest income of $1.9 million. Income before taxes was $7,552,000 against $7,304,000 a year ago. Net income available to common share holders was $5,020,000 against $4,386,000 a year ago. Basic and diluted earnings per common share were $0.65 against $0.57 a year ago. Return on average assets was 0.53% against 0.49% a year ago. Return on average equity was 5.97% against 5.36% a year ago.