Company Citizens & Northern Corporation

CZNC

US1729221069

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Holdings

Company contact information

Sector

Ratings for Citizens & Northern Corporation

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Other Banks

Market Closed - Nasdaq Other stock markets 01:30:00 27/04/2024 am IST			5-day change	1st Jan Change
17.89 ^USD	+1.36%		+0.90%	-20.24%

25/04	Transcript : Citizens & Northern Corporation - Shareholder/Analyst Call
25/04	Citizens & Northern Corporation Reports Earnings Results for the First Quarter Ended March 31, 2024	CI

Citizens & Northern Corporation is a holding company whose principal activity is community banking. The Company's subsidiaries include Citizens & Northern Bank (the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company (Bucktail). The Bank is a Pennsylvania banking institution, which provides a range of banking services, including deposit and loan products for personal and commercial customers. The Bank also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. It operates over 29 branch offices, including 22 in the Northern tier/Northcentral region of Pennsylvania, one in the Southern tier of New York State, four in Southeastern Pennsylvania and two in Southcentral Pennsylvania. The Bank also has a lending office in Elmira, New York.

Number of employees: 404

USD in Million	2022	Weight	2023	Weight	Delta
Community Banking 100.0 %	108	100.0 %	105	100.0 %	-2.55%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	108	100.0 %	105	100.0 %	-2.55%

Managers	Title	Age	Since
J. Scovill CEO	Chief Executive Officer	64	02/15/02
Mark Hughes DFI	Director of Finance/CFO	63	01/00/01
Alexander Balagour CTO	Chief Tech/Sci/R&D Officer	47	01/21/01
Shelley L. D'Haene COO	Chief Operating Officer	63	01/06/01
Matthew Bower PRN	Corporate Officer/Principal	56	01/22/01
Kelley Cwiklinski PRN	Corporate Officer/Principal	60	16/23/16
Charity Frantz SAM	Sales & Marketing	-	01/14/01
Mark Long AUD	Comptroller/Controller/Auditor	-	01/11/01
Stacey Sickler PRN	Corporate Officer/Principal	-	26/20/26
Stan Dunsmore PRN	Corporate Officer/Principal	61	-

Members of the board	Title	Age	Since
J. Scovill CEO	Chief Executive Officer	64	02/15/02
Susan Hartley BRD	Director/Board Member	66	01/98/01
Leo Lambert BRD	Director/Board Member	70	01/01/01
Frank Pellegrino BRD	Director/Board Member	60	09/16/09
Terry Lehman CHM	Chairman	66	09/16/09
Aaron Singer BRD	Director/Board Member	52	01/17/01
Stephen Dorwart BRD	Director/Board Member	54	01/20/01
Robert Loughery BRD	Director/Board Member	54	01/20/01
Bobbi Kilmer BRD	Director/Board Member	60	01/18/01
Helen Santiago BRD	Director/Board Member	44	22/21/22

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	16,113,102	14,853,426 ( 92.18 %)	735,037 ( 4.562 %)	92.18 %

Name	Equities	%	Valuation
BlackRock Advisors LLC 7.170 %	1,102,652	7.170 %	21 M $
Vanguard Fiduciary Trust Co. 4.740 %	728,844	4.740 %	14 M $
Dimensional Fund Advisors LP 3.412 %	524,709	3.412 %	10 M $
Geode Capital Management LLC 2.056 %	316,133	2.056 %	6 M $
CITIZENS & NORTHERN CORPORATION 2.005 %	308,283	2.005 %	6 M $
STATE STREET CORPORATION 1.980 %	304,549	1.980 %	6 M $
Pennsylvania Capital Management, Inc. 0.8123 %	124,918	0.8123 %	2 M $
Northern Trust Global Investments Ltd. 0.7987 %	122,819	0.7987 %	2 M $
IVC Wealth Advisors LLC 0.6928 %	106,532	0.6928 %	2 M $
J. Scovill 0.6604 %	101,554	0.6604 %	2 M $

Name	Equities	%	Valuation
MICROSOFT CORPORATION 0.00%	32,391	0.00%	13,627,542 $
NVIDIA CORPORATION 0.00%	10,800	0.00%	9,758,448 $
APPLE INC. 0.00%	56,827	0.00%	9,744,694 $
ALPHABET INC. 0.00%	55,980	0.00%	8,523,515 $
TEXAS INSTRUMENTS INCORPORATED 0.00%	44,186	0.00%	7,697,643 $
AMAZON.COM, INC. 0.00%	34,168	0.00%	6,163,224 $
CITIZENS & NORTHERN CORPORATION 2.00%	308,283	2.00%	5,789,555 $
JPMORGAN CHASE & CO. 0.00%	25,368	0.00%	5,081,210 $
KLA CORPORATION 0.01%	7,109	0.01%	4,966,134 $
META PLATFORMS, INC. 0.00%	10,210	0.00%	4,957,772 $

Citizens & Northern Corp.

90-92 Main Street Suite 90

16901-1517, Wellsboro

http://www.cnbankpa.com

address Citizens & Northern Corporation(CZNC)

Trading Rating

Investor Rating

ESG Refinitiv

C-

More Ratings

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

17.89 USD

Average target price

20.5 USD

Spread / Average Target

+14.59%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

Other Banks

	1st Jan change	Capi.
CITIZENS & NORTHERN CORPORATION	-20.24%	275M
JPMORGAN CHASE & CO.	+13.75%	556B
BANK OF AMERICA CORPORATION	+12.36%	298B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+8.64%	247B
WELLS FARGO & COMPANY	+21.72%	210B
BANK OF CHINA LIMITED	+16.11%	170B
CHINA CONSTRUCTION BANK CORPORATION	+6.88%	162B
HSBC HOLDINGS PLC	+4.42%	153B
ROYAL BANK OF CANADA	+0.10%	139B
HDFC BANK LIMITED	-11.67%	138B

Other Banks