Citizens Bancshares Corporation announced earnings results for the second quarter ended June 30, 2015. For the quarter, total revenues were $4.223 million against $4.404 million a year ago. Net income available to common shareholders was $0.289 million or $0.13 per diluted share against $0.414 million or $0.19 per diluted share a year ago.

The decrease is primarily attributed to a decline in interest income due to lower yields on earning assets. Net income before preferred dividends of $348,000, compared to a net income before preferred dividends of $473,000 for the same period last year.