Financials Cholamandalam Investment and Finance Company Limited NSE India S.E.
Stocks
CHOLAFIN
INE121A01016
Consumer Lending
|
Delayed
NSE India S.E.
04:57:50 05/10/2021 pm IST
|
5-day change | 1st Jan Change | ||
| 558.75 INR | -0.99% |
|
-1.36% | +45.58% |
Projected Income Statement: Cholamandalam Investment and Finance Company Limited
| Fiscal Period: March | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 58,400 | 72,292 | 99,857 | 1,35,699 | 1,70,706 | 2,08,804 | 2,51,892 | 3,02,926 |
| Change | - | 23.79% | 38.13% | 35.89% | 25.8% | 22.32% | 20.64% | 20.26% |
| EBITDA 1 | 28,005 | 33,788 | 42,110 | 54,277 | 67,789 | 88,448 | 1,09,418 | 1,33,415 |
| Change | - | 20.65% | 24.63% | 28.89% | 24.89% | 30.48% | 23.71% | 21.93% |
| EBIT 1 | 37,712 | 12,731 | 59,039 | 82,311 | 1,04,965 | 1,29,089 | 1,56,776 | 1,90,159 |
| Change | - | -66.24% | 363.75% | 39.42% | 27.52% | 22.98% | 21.45% | 21.29% |
| Interest Paid 1 | - | - | - | -1,24,848 | -1,43,742 | -1,71,924 | -2,10,068 | -2,52,692 |
| Earnings before Tax (EBT) 1 | 28,909 | 35,997 | 45,821 | 57,369 | 69,607 | 90,815 | 1,11,341 | 1,36,703 |
| Change | - | 24.52% | 27.29% | 25.2% | 21.33% | 30.47% | 22.6% | 22.78% |
| Net income 1 | 21,467 | 26,662 | 34,228 | 42,585 | 52,196 | 67,506 | 83,057 | 1,02,041 |
| Change | - | 24.2% | 28.38% | 24.42% | 22.57% | 29.33% | 23.04% | 22.86% |
| Announcement Date | 05/05/22 | 03/05/23 | 30/04/24 | 25/04/25 | 30/04/26 | - | - | - |
Forecast Balance Sheet: Cholamandalam Investment and Finance Company Limited
| Fiscal Period: March | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | 9,43,946 | 13,01,534 | 16,55,454 | 19,62,552 | 23,59,997 | 28,96,490 | 35,74,064 |
| Change | - | - | 37.88% | 27.19% | 18.55% | 20.25% | 22.73% | 23.39% |
| Announcement Date | 05/05/22 | 03/05/23 | 30/04/24 | 25/04/25 | 30/04/26 | - | - | - |
Cash Flow Forecast: Cholamandalam Investment and Finance Company Limited
| Fiscal Period: March | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| CAPEX 1 | 328.9 | 959.1 | 1,894 | 10,762 | 1,995 | 2,651 |
| Change | - | 191.61% | 97.53% | 468.09% | -81.46% | 32.87% |
| Free Cash Flow (FCF) 1 | - | - | - | - | - | - |
| Change | - | - | - | - | - | - |
| Announcement Date | 08/07/21 | 07/07/22 | 27/07/23 | 04/07/24 | 09/07/25 | 06/07/26 |
Forecast Financial Ratios: Cholamandalam Investment and Finance Company Limited
| Fiscal Period: March | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||
| EBITDA Margin (%) | 47.95% | 46.74% | 42.17% | 40% | 39.71% | 42.36% | 43.44% | 44.04% |
| EBIT Margin (%) | 64.58% | 17.61% | 59.12% | 60.66% | 61.49% | 61.82% | 62.24% | 62.77% |
| EBT Margin (%) | 49.5% | 49.79% | 45.89% | 42.28% | 40.78% | 43.49% | 44.2% | 45.13% |
| Net margin (%) | 36.76% | 36.88% | 34.28% | 31.38% | 30.58% | 32.33% | 32.97% | 33.69% |
| FCF margin (%) | - | - | - | - | - | - | - | - |
| FCF / Net Income (%) | - | - | - | - | - | - | - | - |
Profitability | ||||||||
| ROA | 2.74% | 2.72% | 2.54% | 2.38% | - | 2.5% | 2.54% | 2.6% |
| ROE | 20.19% | 20.51% | 20.22% | 19.72% | 19.74% | 19.94% | 20.09% | 20.2% |
Financial Health | ||||||||
| Leverage (Debt/EBITDA) | - | 27.94x | 30.91x | 30.5x | 28.95x | 26.68x | 26.47x | 26.79x |
| Debt / Free cash flow | - | - | - | - | - | - | - | - |
Capital Intensity | ||||||||
| CAPEX / Current Assets (%) | - | - | - | - | - | - | - | - |
| CAPEX / EBITDA (%) | - | - | - | - | - | - | - | - |
| CAPEX / FCF (%) | - | - | - | - | - | - | - | - |
Items per share | ||||||||
| Cash flow per share 1 | -68.2 | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| Dividend per Share 1 | 2 | 2 | 2 | 2 | - | 2.861 | 3.229 | 3.993 |
| Change | - | 0% | 0% | 0% | - | - | 12.87% | 23.67% |
| Book Value Per Share 1 | 142.5 | 173.8 | 232.7 | 280.9 | 356.7 | 431.9 | 526 | 645.9 |
| Change | - | 21.96% | 33.88% | 20.68% | 27% | 21.09% | 21.78% | 22.8% |
| EPS 1 | 26.11 | 32.4 | 41.09 | 50.55 | 61.68 | 78.88 | 97.06 | 119 |
| Change | - | 24.09% | 26.82% | 23.02% | 22.02% | 27.88% | 23.06% | 22.56% |
| Nbr of stocks (in thousands) | 8,21,041 | 8,22,040 | 8,39,969 | 8,41,310 | 8,52,037 | 8,54,023 | 8,54,023 | 8,54,023 |
| Announcement Date | 05/05/22 | 03/05/23 | 30/04/24 | 25/04/25 | 30/04/26 | - | - | - |
| 2027 * | 2028 * | |
|---|---|---|
| P/E | 23.6x | 19.1x |
| PBR | 4.3x | 3.53x |
| EV / Sales | 18.9x | 17.8x |
| Yield | 0.15% | 0.17% |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
Trader
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Global
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