Capital City Bank Group, Inc. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, the company reported interest and fees on loans of $19,513,000 against $18,671,000 a year ago. Total interest income was $22,627,000 against $20,832,000 a year ago. Operating profit was $6,663,000 against $4,813,000 a year ago. Net income was $3,000 against $3,296,000 a year ago. Diluted net income was $0.00 against $0.20 a year ago. Core earnings totaled $4,036,000, or $0.24 per diluted share. Core earnings ROA was 0.57% and core earnings ROE was 5.56%. 2017. ROE was 0.00% against 0.48% a year ago. ROA was 0.00 % against 4.70 % a year ago.

For the year, the company reported interest and fees on loans of $75,717,000 against $72,867,000 a year ago. Total interest income was $86,930,000 against $81,154,000 a year ago. Operating profit was $23,066,000 against $17,613,000 a year ago. Net income was $10,863 against $11,746,000 a year ago. Diluted net income was $0.64 against $0.69 a year ago. Core earnings totaled $14,896,000, or $0.88 per diluted share. Tangible book value per diluted share (non-GAAP) A/C as at December 31, 2017 was $11.69 against $11.23 as at December 31, 2016. ROA was 0.39% and ROE was 3.83%. Core earnings ROA was 0.53% and core earnings ROE was 5.26% for the full year 2017, compared to 0.43% and 4.22%, respectively, for the same period in 2016. ROE was 0.39% against 0.43% a year ago. ROA was 3.83% against 4.22% a year ago. Book value per diluted share as at December 31, 2017 was $16.66 against 16.23 as at December 31, 2016.

For the quarter, the company reported net charge-offs of $858,000 against $777,000 a year ago.