Financials Canara Bank

Equities

CANBK

INE476A01022

Banks

Delayed NSE India S.E. Other stock markets 01:02:00 21/01/2026 pm IST			5-day change	1st Jan Change
152.87 ^INR	-0.53%		-0.71%	-1.36%

12/01	35,392,501 Equity Shares of Canara HSBC Life Insurance Company Limited are subject to a Lock-Up Agreement Ending on 12-JAN-2026.	CI
12/01	7,478,153 Equity Shares of Canara Robeco Asset Management Company Limited are subject to a Lock-Up Agreement Ending on 12-JAN-2026.	CI

Projected Income Statement: Canara Bank

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	3,93,475	4,28,809	5,01,975	5,55,324	5,95,248	6,52,637	6,99,284	7,78,211
Change	-	8.98%	17.06%	10.63%	7.19%	9.64%	7.15%	11.29%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	2,00,093	2,30,890	2,77,160	2,94,126	3,13,903	3,44,418	3,66,217	4,15,465
Change	-	15.39%	20.04%	6.12%	6.72%	9.72%	6.33%	13.45%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	37,072	89,616	1,41,730	1,97,050	2,26,267	2,52,604	2,60,817	2,94,543
Change	-	141.73%	58.15%	39.03%	14.83%	11.64%	3.25%	12.93%
Net income ¹	25,576	56,784	1,06,038	1,45,543	1,70,267	1,89,735	1,96,962	2,19,635
Change	-	122.02%	86.74%	37.26%	16.99%	11.43%	3.81%	11.51%
Announcement Date	18/05/21	06/05/22	08/05/23	08/05/24	08/05/25	-	-	-

¹INR in Million

Estimates

Fiscal Period: March	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	87,456	-	1,03,544	-	-	-	1,05,566	1,14,674	1,19,600	1,22,591	1,25,864	1,33,920	1,34,847	1,35,375	1,37,122	1,47,980	1,44,852	1,42,962	1,49,507	1,57,927	1,60,692	1,49,902	1,70,971	1,66,663
Change	-	-	-	-	-	-	-	8.63%	4.3%	2.5%	2.67%	6.4%	0.69%	0.39%	1.29%	7.92%	-2.11%	-1.3%	4.58%	5.63%	1.75%	-6.71%	14.05%	-2.52%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	42,854	46,398	53,815	57,026	57,507	56,036	58,025	62,019	66,062	69,055	69,521	72,522	76,040	76,156	68,055	73,875	76,161	76,538	78,366	82,837	85,536	76,083	92,702	86,736
Change	-	8.27%	15.99%	5.97%	0.84%	-2.56%	3.55%	6.88%	6.52%	4.53%	0.67%	4.32%	4.85%	0.15%	-10.64%	8.55%	3.1%	0.49%	2.39%	5.7%	3.26%	-11.05%	21.84%	-6.44%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	4,591	6,230	10,568	15,684	20,221	22,434	22,028	24,933	29,162	32,687	38,309	41,573	48,851	50,076	49,066	49,056	53,338	54,025	54,384	64,520	62,020	53,679	68,544	67,200
Change	-	35.69%	69.64%	48.42%	28.93%	10.94%	-1.81%	13.19%	16.96%	12.09%	17.2%	8.52%	17.51%	2.51%	-2.02%	-0.02%	8.73%	1.29%	0.66%	18.64%	-3.87%	-13.45%	27.69%	-1.96%
Net income ¹	4,062	4,444	6,961	10,109	11,775	13,326	15,021	16,662	20,220	25,255	28,815	31,747	35,348	36,061	36,561	37,572	39,053	40,145	41,042	50,027	47,520	41,632	52,720	50,100
Change	-	9.4%	56.63%	45.23%	16.48%	13.18%	12.72%	10.92%	21.35%	24.9%	14.1%	10.18%	11.34%	2.02%	1.39%	2.77%	3.94%	2.8%	2.23%	21.89%	-5.01%	-12.39%	26.63%	-4.97%
Announcement Date	05/08/20	29/10/20	27/01/21	18/05/21	27/07/21	26/10/21	27/01/22	06/05/22	25/07/22	20/10/22	23/01/23	08/05/23	24/07/23	26/10/23	24/01/24	08/05/24	25/07/24	29/10/24	27/01/25	08/05/25	24/07/25	-	-	-

¹INR in Million

Estimates

Forecast Balance Sheet: Canara Bank

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	18/05/21	06/05/22	08/05/23	08/05/24	08/05/25	-	-	-

Estimates

Cash Flow Forecast: Canara Bank

Fiscal Period: March	2020	2021	2022	2023	2024
CAPEX ¹	3,378	9,227	8,210	6,134	12,532
Change	-	173.14%	-11.02%	-25.28%	104.28%
Free Cash Flow (FCF) ¹	-	-	-	-	-
Change	-	-	-	-	-
Announcement Date	17/07/20	09/07/21	31/05/22	01/06/23	31/05/24

¹INR in Million

Estimates

Forecast Financial Ratios: Canara Bank

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	50.85%	53.84%	55.21%	52.96%	52.73%	52.77%	52.37%	53.39%
EBT Margin (%)	-	9.42%	20.9%	28.23%	35.48%	38.01%	38.71%	37.3%	37.85%
Net margin (%)	-	6.5%	13.24%	21.12%	26.21%	28.6%	29.07%	28.17%	28.22%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.23%	0.48%	0.81%	1.01%	1.09%	1.1%	1.03%	1.01%
ROE	-	5.21%	9.09%	19.49%	22.06%	18.22%	18.25%	16.39%	15.66%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	1.3	2.4	3.22	4	4.208	4.282	4.661
Change	-	-	-	84.62%	34.17%	24.22%	5.2%	1.77%	8.83%
Book Value Per Share ¹	-	71.52	72.88	66.36	395.9	110.1	122.8	140.5	157.8
Change	-	-	1.91%	-8.95%	496.64%	-72.19%	11.49%	14.39%	12.32%
EPS ¹	-	3.382	6.498	11.69	16.05	18.77	20.99	21.76	23.99
Change	-	-	92.13%	79.9%	37.26%	16.98%	11.82%	3.69%	10.21%
Nbr of stocks (in thousands)	-	82,33,691	90,75,051	90,75,051	90,70,651	90,70,651	90,70,651	90,70,651	90,70,651
Announcement Date	-	18/05/21	06/05/22	08/05/23	08/05/24	08/05/25	-	-	-