C&F Financial Corp. reported unaudited earnings results for the fourth quarter and year ended December 31, 2014. For the quarter, the company reported interest income of $21,651,000 against $22,205,000 a year ago. Net income was $2,417,000 or $0.71 per diluted share against $2,852,000 or $0.85 per diluted share a year ago. Annualized return on average assets was 0.73% against 0.87% a year ago. Annualized return on average common equity was 7.84% against 10.24% a year ago.

For the year, the company reported interest income of $86,495,000 against $80,212,000 a year ago. Net income was $12,346,000 or $3.63 per diluted share against $14,402,000 or $4.36 per diluted share a year ago. Annualized return on average assets was 0.93% against 1.35% a year ago. Annualized return on average common equity was 10.34% against 13.39% a year ago.