Projected Income Statement: Bendigo and Adelaide Bank Limited

Forecast Balance Sheet: Bendigo and Adelaide Bank Limited

Fiscal Period: June 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 15/08/21 14/08/22 13/08/23 25/08/24 24/08/25 - - -
Estimates

Cash Flow Forecast: Bendigo and Adelaide Bank Limited

Fiscal Period: June 2020 2021 2022 2023 2024 2025
CAPEX 1 27 21 14.5 30.6 27.2 18.3
Change - -22.22% -30.95% 111.03% -11.11% -32.72%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 06/09/20 13/09/21 12/09/22 12/09/23 25/08/24 24/08/25
1AUD in Million
Estimates

Forecast Financial Ratios: Bendigo and Adelaide Bank Limited

Fiscal Period: June 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 39.65% 40.56% 45.1% 42.54% 37.87% 38.22% 37.4% 39.32%
EBT Margin (%) - 44.27% 41.02% 37.5% 40.79% 5.41% 34.58% 33.2% 36.49%
Net margin (%) - 30.78% 28.55% 25.71% 27.89% -4.99% 23.51% 21.88% 24.34%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 0.6% 0.59% 0.65% 0.61% 0.55% 0.5% 0.48% 0.49%
ROE - 7.67% 7.72% 8.62% 8.18% 7.34% 7.55% 7.22% 7.59%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.5 0.53 0.61 0.63 0.63 0.6262 0.6296 0.6398
Change - - 6% 15.09% 3.28% 0% -0.61% 0.54% 1.62%
Book Value Per Share 1 - 11.89 12.04 12.11 12.44 11.83 11.84 11.96 12.22
Change - - 1.25% 0.56% 2.76% -4.9% 0.07% 1.01% 2.23%
EPS 1 - 0.826 0.776 0.792 0.873 -0.172 0.7871 0.763 0.8667
Change - - -6.05% 2.06% 10.23% -119.7% 557.63% -3.06% 13.59%
Nbr of stocks (in thousands) - 5,45,501 5,63,097 5,65,888 5,66,179 5,66,179 5,78,600 5,78,600 5,78,600
Announcement Date - 15/08/21 14/08/22 13/08/23 25/08/24 24/08/25 - - -
1AUD
Estimates
2026 *2027 *
P/E 13.5x 13.9x
PBR 0.9x 0.89x
EV / Sales 3.05x 2.95x
Yield 5.9% 5.93%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
13
Last Close Price
10.62AUD
Average target price
10.59AUD
Spread / Average Target
-0.24%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. BEN Stock
  4. Financials Bendigo and Adelaide Bank Limited