Financials Banco Davivienda S.A.

Equities

PFDAVVNDA

COB51PA00076

Banks

End-of-day quote Bolsa De Valores De Colombia 03:30:00 26/04/2024 am IST 5-day change 1st Jan Change
22,000 COP +1.38% Intraday chart for Banco Davivienda S.A. +5.77% +14.70%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 2,07,67,806 1,64,40,803 1,43,63,119 1,24,48,037 86,63,039 99,36,749 - -
Enterprise Value (EV) 1 2,07,67,806 1,64,40,803 1,43,63,119 1,24,48,037 86,63,039 99,36,749 99,36,749 99,36,749
P/E ratio 14 x 40.3 x 11.6 x 7.81 x -23.3 x 10.4 x 4.99 x 3.65 x
Yield 1.83% 2.54% 3.37% 3.89% - 1.68% 4.42% -
Capitalization / Revenue 1.94 x 1.87 x 1.58 x 1.13 x - 0.8 x 0.72 x -
EV / Revenue 1.94 x 1.87 x 1.58 x 1.13 x - 0.8 x 0.72 x -
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.66 x 1.31 x 1.02 x 0.77 x - 0.63 x 0.58 x 0.5 x
Nbr of stocks (in thousands) 4,51,670 4,51,670 4,51,670 4,51,670 4,51,670 4,51,670 - -
Reference price 2 45,980 36,400 31,800 27,560 19,180 22,000 22,000 22,000
Announcement Date 02/03/20 25/02/21 24/02/22 24/02/23 22/02/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,07,25,258 88,14,000 91,11,378 1,10,13,000 - 1,23,68,443 1,38,50,783 -
EBITDA - - - - - - - -
EBIT 1 19,27,577 4,76,000 17,73,000 57,66,000 49,23,000 57,80,820 70,20,398 -
Operating Margin 17.97% 5.4% 19.46% 52.36% - 46.74% 50.69% -
Earnings before Tax (EBT) 1 19,27,000 4,76,000 17,73,000 23,20,000 -9,94,000 14,01,802 29,36,394 39,21,000
Net income 1 14,84,000 4,08,000 12,39,000 15,93,000 -3,95,000 8,31,426 19,69,206 27,21,000
Net margin 13.84% 4.63% 13.6% 14.46% - 6.72% 14.22% -
EPS 2 3,285 903.0 2,744 3,527 -824.0 2,109 4,407 6,024
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 840.0 926.0 1,072 1,072 - 368.5 972.2 -
Announcement Date 02/03/20 25/02/21 24/02/22 24/02/23 22/02/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 23,20,618 23,90,952 25,08,998 26,46,739 26,68,262 28,02,000 30,74,764 29,40,389 24,74,142 - 28,48,362 30,60,026 32,11,763 34,02,444
EBITDA - - - - - - - - - - - - - -
EBIT - - - - - - 13,36,687 - - - - - - -
Operating Margin - - - - - - 43.47% - - - - - - -
Earnings before Tax (EBT) 1 6,40,524 4,02,000 7,25,170 9,62,000 6,16,000 16,000 2,93,677 -1,61,000 -5,75,965 -5,50,000 3,47,015 4,19,487 4,32,101 5,29,819
Net income 1 3,89,722 3,23,000 5,05,359 6,51,000 3,99,000 41,000 2,32,300 18,000 -3,64,436 -2,75,000 -2,39,500 - - -
Net margin 16.79% 13.51% 20.14% 24.6% 14.95% 1.46% 7.56% 0.61% -14.73% - -8.41% - - -
EPS 2 862.8 715.6 1,119 1,441 4,208 90.00 514.0 40.00 -820.0 -558.0 530.7 641.5 655.3 803.5
Dividend per Share - - - - - - - - 1,010 - - - - -
Announcement Date 13/11/21 24/02/22 14/05/22 12/08/22 22/11/22 24/02/23 16/05/23 14/08/23 15/11/23 22/02/24 - - - -
1COP in Million2COP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.4% 3.2% 9.35% 10.5% - 5.91% 12.1% 14.4%
ROA (Net income/ Total Assets) 1.27% 0.3% 0.89% 0.95% - 0.44% 0.91% 1.2%
Assets 1 11,68,50,394 13,60,00,000 13,92,13,483 16,83,93,235 - 19,11,32,529 21,63,96,209 22,67,50,000
Book Value Per Share 2 27,729 27,874 31,249 35,623 - 35,102 37,973 43,740
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 02/03/20 25/02/21 24/02/22 24/02/23 22/02/24 - - -
1COP in Million2COP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
8
Last Close Price
22,000 COP
Average target price
22,590 COP
Spread / Average Target
+2.68%
Consensus
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