Ballston Spa Bancorp, Inc. announced earnings results for the nine months ended September 30, 2019. For the nine months, the company announced net interest income was USD 13.806 million compared to USD 13.710 million a year ago. Net income was USD 3.109 million compared to USD 3.907 million a year ago. Basic earnings per share was USD 4.19 compared to USD 5.26 a year ago.