B2Holding is one of the leading debt purchasers and collection players in Europe focusing on attractive regions
B2Holding today
Shares listed on OTC with a MCAP of around NOK 4.5bn
1,331 employees (as of 31 December 2015), headquarter in Oslo
Established as one of the leading debt purchaser and collection player in attractive regions
Pan-Europeanplatform established in the Nordics, the Baltics and Central and Eastern Europe (Poland and the Balkans)
Main focus on NPLs from the banking sector as well as providing third party debt collection solutions on behalf of clients
Overall administration, financing and business development coordinated from Oslo
Centre of excellence for portfolio investments set in Luxembourg
Analysis, valuation, scoring and benchmarking to be carried out by an experienced team
Geographical presence
Platforms and
Portfolios
Offices:
portfolios:
(no operation):
Austria
Norway
Italy
Luxembourg
Sweden
Lithuania
Netherlands
Finland
Denmark
Estonia
Romania
Latvia
Poland
Croatia
Serbia
Slovenia
Montenegro
Key facts and figures
NOKm
2014
2015
Q4 2014
Q4 2015
Total cash revenue
740
1,500
330
469
Total operating revenue
510
1,076
244
345
Cash EBITDA
333
829
140
240
EBITDA
103
405
54
117
Equity ratio
46%
35%
46%
35%
Total Estimated remaining collection (ERC)
4,430
6,490
4,430
6,490
Total claims outstanding (mill)
3.45
3.99
3.45
3.99
Portfolio face value
30,931
44,221
30,931
44,221
| 3
European platform built through acquisitions of well-established companies
April 2012:
April 2013:
July 2013:
January 2014:
September 2014:
Acquired 50.1% of
Acquisition of
Acquisition of
Acquisition of
Acquisition of NPL-
Sileo Kapital AB
Resurs Bank
portfolio from
Creditreform Latvija
portfolios from
B2H now owns
portfolio
Latvijas Krājbanka
Hypo Alpe Adria
100% of Sileo
2011
2012
November 2011:
September 2012:
B2Holding AS
Acquired OK
established
Perinta; Finland's
third largest debt
collector
[Estonia]
2013
April 2013:
Acquisition of
Interkreditt AS
2014
2015
October 2013:
August 2014:
As of 2015:
B2Kapital
Acquisition of
NOK 672m in Q4
d.o.o.(Croatia)
Ultimo
and in total for
established
2015 NOK 1,358m
in portfolio
Acquired first
investments
portfolio in
December 2013
| 4
Established a unique market position through 10 collection platforms: - A diversified risk profile
Four separate
platforms under
B2Kapital
Two separate
platforms under
OK Perinta
Mature market
The Nordics
Stable flow
Mainly unsecured debt
High cash flow projection certainty
High price in % of face value
Poland
Large and stable cash flows
Mainly unsecured debt
Significant growth in secured debt from non-banks
The Baltics
Mainly unsecured debt
Low transaction volume
Focus redirection from third party collection to DP
Significant growth in secured debt
The Balkans
Growth market
Mix unsecured/secured
Low price in % of face value
Growth market
| 5
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Disclaimer
B2 Impact ASA published this content on 04 September 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 03 October 2023 13:26:13 UTC.
B2 Impact ASA, formerly B2holding ASA, is a Norway-based financial services provider specialized in investment and workout of non-performing loans as well as providing third party debt collection solutions. The Company offers Debt collection services, that helps debtors back on track, and provide optimal collections through amicable solutions or legal processes. B2 Impact presents a flexible approach to the restructuring of debts. Such an approach is often of considerable benefit to a debtor, whose goal, despite temporary problems, is to restore his/her financial credibility and status as a reliable consumer; Debt purchase, that helps debtors back on track, and provide optimal collections through amicable solutions or legal processes; and Third party debt collection is offered as a service in the Baltics, Finland, Norway and Sweden on behalf of customers.
B2 IMPACT ASA 
