Ratings Aozora Bank, Ltd.

Equities

8304

JP3711200000

Delayed Japan Exchange Other stock markets 09:13:05 08/05/2024 am IST			5-day change	1st Jan Change
2,467 ^JPY	-0.50%		+0.10%	-19.46%

26/04	Ichigo Office REIT Investment Secures Fixed Rates for 2 Billion Loans In Swap Deal	MT
26/04	Japan Metropolitan Fund Investment Sets Interest Rates for 3 Billion Yen Loan	MT

Strengths

Growth progress expectations are rather promising. Indeed, sales are expected to rise sharply in the coming years.
The company's earnings per share (EPS) are expected to grow significantly over the next few years according to the consensus of analysts covering the stock.
The company's share price in relation to its net book value makes it look relatively cheap.

Weaknesses

For the last twelve months, the trend in sales revisions has been clearly going down, which emphasizes downgraded expectations from the analysts.
The sales outlook for the group was lowered in the last twelve months. This change in forecast points out a decline in activity as well as pessimistic analyses of the company.
For the last 12 months, analysts have been regularly downgrading their EPS expectations. Analysts predict worse results for the company against their predictions a year ago.
For the last twelve months, the analysts covering the company have given a bearish overview of EPS estimates, resulting in frequent downward revisions.
Most analysts agree on a negative opinion with regard to the stock. Indeed, the average consensus issues recommendations to underperform or sell.
The appreciation potential seems limited due to the average target prices set by the analysts covering the stock.
Over the past four months, analysts' average price target has been revised downwards significantly.
The price targets of various analysts who make up the consensus differ significantly. This reflects different assessments and/or a difficulty in valuing the company.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
AOZORA BANK, LTD.	-19.46%	1.92B	B
JPMORGAN CHASE & CO.	+12.73%	551B	C+
BANK OF AMERICA CORPORATION	+12.38%	295B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+13.35%	249B	C+
WELLS FARGO & COMPANY	+22.43%	210B	C
CHINA CONSTRUCTION BANK CORPORATION	+12.90%	170B	B-
BANK OF CHINA LIMITED	+20.81%	169B	B-
HSBC HOLDINGS PLC	+12.13%	165B	C+
ROYAL BANK OF CANADA	+3.47%	144B	B-
HDFC BANK LIMITED	-12.77%	139B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes