AmeriServ Financial, Inc. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, the company reported net income available to common shareholders of $995,000, or $0.05 per diluted common share compared to $1,150,000 or $0.06 per diluted common share.  Total interest income was $11,370,000 compared to $10,582,000 a year ago. Net interest income was $9,004,000 compared to $8,584,000 for the same period a year ago.  Negative return on average assets was 0.34% compared to positive return on average assets of 0.40% a year ago. Negative return on average equity was 4.07% compared to positive return on average equity of 4.58% a year ago. Pretax income was $2,403,000 compared to $1,573,000 a year ago. Book value as on December 31, 2017 was $5.25 per share compared to $5.05 per share as on December 31, 2016. Tangible value as on December 31, 2017 was $4.59 per share compared to $4.41 per share as on December 31, 2016. For the year, the company reported net income available to common shareholders of $3,293,000 or $0.18 per diluted share compared to $2,295,000 or $0.12 per diluted common share. Total interest income was $44,356,000 compared to $41,869,000 a year ago.  Net interest income was $35,561,000 compared to $34,134,000 for the same period a year ago. Return on average assets was 0.28% compared to 0.20% a year ago. Return on average equity was 3.42% compared to 2.30% a year ago. Pretax income of $8,640,000 compared to $3,207,000 a year ago.