Avraham Harel

Maalot-The Israel Securities Rating Co. Ltd. provides credit ratings of both publicly issued and private long- and short-term liabilities, including bonds, convertible securities and commercial paper. The firm's customers include the banking, real estate, manufacturing, commerce, services, telecommunications, insurance and finance industries. The company was founded in 1991 and is headquartered in Ramat Gan, Israel.

Part of JS International Holdings Ltd., Bank Hapoalim (Luxembourg) Ltd. is a Luxembourger banking company that provides banking services. The company is based in Luxembourg, Luxembourg.

Part of Bank Hapoalim BM, Hapoalim International NV is a Dutch company that provides financial services. The company is based in Willemstad, Netherlands.

Poalim Capital Markets Ltd. is an investment bank providing a full range of global products and services. The company was founded in 1990 and is headquartered in Tel Aviv, Israel.

Phoenix Investments House Ltd. is an asset management and holding firm headquartered in Petach Tikva, Israel. The firm was founded by Roni Biram and Gil Deutsch in 1992 as Excellence Investments Ltd. Phoenix Investments House offers a wide range of investment and savings products in the capital market in Israel.

Part of Prime Cos., Inc., XPHONE 018 Ltd. is a telecommunications company based in Petach Tikva, Israel. The Israeli company operates an advanced technological system connected to the international internet and international calling network. XPHONE 018 provides customer service and support through various phone lines and channels. Founded in 2004, the company holds licenses for international calling and internet services. In 2010, Marathon Telecom Ltd. acquired XPHONE 018 from NTS, Inc. for $7.85 million.

The Phoenix Insurance Company Ltd. engages in all insurance sectors. The company's main business segments are: Life and Long-Term Savings, General Insurance, and Health Insurance. Life and Long-Term Savings segment covers various life insurances, related coverage, and pension and provident funds management. General Insurance segment covers liability and property insurance branches. Health Insurance segment covers long-term care insurance, medical expenses insurance, surgery and transplants, dental insurance, travel insurance, foreign workers insurance, and more. The company was founded on February 15, 1960 and is headquartered in Giv'atayim, Israel.