World Acceptance Corp. announced unaudited consolidated earnings results for the third quarter and nine months ended December 31, 2011. Net income for the third quarter rose 8.4% to $19.6 million compared to $18.1 million for the same quarter of the prior year. Net income per diluted share increased 16.1% to $1.30 in the third quarter of fiscal 2012 compared to $1.12 in the prior year's third quarter. Total revenues increased to $135.9 million in the third quarter of fiscal 2012, a 7.9% increase over the $126.0 million reported in the third quarter last year. The primary driver for the growth in revenue was a 10.6% increase in average net loans and the associated growth in interest and fees. For the third quarter of fiscal 2012, income before taxes was $30.26 million, return on average assets was 13.4% and return on average equity was 22.8% compared to income before taxes was $29 million, return on average assets was 13.4% and return on average equity was 22.7% for the same period of previous year. For the first nine-months of the fiscal year, net income rose 10.6% to $63.1 million compared to $57.0 million for the nine-months ended December 31, 2010. Fully diluted net income per share rose 15.9% to $4.08 in fiscal 2012 compared to $3.52 for the first nine-months of fiscal 2011. Total revenues for the first nine-months of fiscal 2012 rose 10.4% to $391.2 million compared to $354.5 million during the corresponding period of the previous year. For the fiscal 2012, income before taxes was $99.35 million, return on average assets was 13.4% and return on average equity was 22.8% compared to income before taxes was $89.53 million, return on average assets was 13.4% and return on average equity was 22.7% for the previous year.