Wintrust Financial Corporation reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2016. For the quarter, the company reported total interest income of $215,013,000 against $187,487,000 a year ago. Net interest income was $190,778,000 against $167,206,000 a year ago. Income before taxes was $88,332,000 against $56,408,000 a year ago. Net income applicable to common shares was $50,979,000 against $31,883,000 a year ago. Net income per diluted share was $0.94 against $0.64 a year ago. Return on average   common equity was 8.32% against 6.03% a year ago. Return on average assets was 0.85% against 0.63% a year ago. Return on average tangible common equity (non-GAAP) was 10.68% against 8.12% a year ago.

For the year, the company reported total interest income of $812,457,000 against $718,464,000 a year ago. Net interest income was $722,193,000 against $641,529,000 a year ago. Income before taxes was $331,854,000 against $251,765,000 a year ago. Net income applicable to common shares was $192,362,000 against $145,880,000 a year ago. Net income per diluted share was $3.66 against $2.93 a year ago. Return on average   common equity was 8.37% against 7.15% a year ago. Return on average assets was 0.85% against 0.75% a year ago. Return on average tangible common equity (non-GAAP) was 10.90% against 9.44% a year ago.

For the quarter, the company reported net charge-offs of $2,767,000 against $6,562,000 a year ago.