Virginia National Bankshares : Proxy Card

VIRGINIA NATIONALANNUAL MEETINGBANKSHARESOF SHAREHOLDERSCORPORATIONOF

June 27, 2024

PROXY VOTING INSTRUCTIONS

INTERNET- Access "www.voteproxy.com" and follow the on-screen instructions or scan the QR code with your smartphone. Have your proxy card available when you access the web page.

TELEPHONE- Call toll-free1-800-PROXIES (1-800-776-9437) in the United States or 1-201-299-4446 from foreign countries from any touch-tone telephone and follow the instructions. Have your proxy card available when you call.

Vote online/phone until 5:00 PM Eastern Time the day before the meeting.

MAIL- Sign, date and mail your proxy card in the envelope provided as soon as possible.

IN PERSON- You may vote your shares in person by attending the Annual Meeting.

COMPANY NUMBER ACCOUNT NUMBER

IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE SHAREHOLDERS' MEETING TO BE HELD ON JUNE 27, 2024

A complete set of proxy materials related to Virginia National Bankshares Corporation's 2024 Annual Meeting of Shareholders (the "Meeting") is available on the internet at www.vnbcorp.com/proxy. The materials available include the Notice of Annual Meeting of Shareholders, the Proxy Statement, the form of Proxy and the Annual Report on Form 10-K for the year ended December 31, 2023. The matters to be acted upon are set forth below. Execution of a proxy will not affect a registered shareholder's right to attend the Meeting and vote in person. Any registered shareholder who has executed and returned a proxy may revoke it by attending the Meeting and voting in person.

Please detach along perforated line and mail in the envelope provided IFyou are not voting via the Internet.

			21030300000000000000	4	062724
			THE BOARD OF DIRECTORS RECOMMENDS A VOTE "FOR ALL NOMINEES" IN PROPOSAL 1 AND "FOR" PROPOSALS 2 & 3.
			PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE. PLEASE MARK YOUR VOTE IN BLUE OR BLACK INK AS SHOWN HERE x
	1. Election of the following persons as directors to serve until the next annual	2. Advisory (non-binding) approval of the Company's executive	FOR AGAINST ABSTAIN
		meeting of shareholders		compensation.
			FOR ALL NOMINEES	NOMINEES:
			O John B. Adams, Jr.
			WITHHOLD AUTHORITY	OO Kevin T. Carter		3. Ratification of the appointment of Yount, Hyde & Barbour, P.C. as the	FOR AGAINST ABSTAIN
			Hunter E. Craig
			FOR ALL NOMINEES	O William D. Dittmar, Jr.		Company's independent registered public accounting firm for 2024.
				O Randolph D. Frostick
			FOR ALL EXCEPT	O Linda M. Houston		4. To transact such other business as may properly come before the Meeting or any
			(See instructions below)
				O Jay B. Keyser		adjournments or postponements thereof.
				O Glenn W. Rust
				O Sterling T. Strange, III		This Proxy will be voted as specified. If no specification is made, this Proxy will be
				O Gregory L. Wells
						voted in accordance with the recommendations of the Board of Directors.
						PLEASE COMPLETE THIS PROXY ABOVE, SIGN BELOW AND RETURN IT PROMPTLY
	INSTRUCTIONS:To withhold authority to vote for any individual nominee(s), mark "FOR ALL EXCEPT"	IN THE ENVELOPE PROVIDED.
			and fill in the circle next to each nominee you wish to withhold, as shown here:	Execution of a Proxy will not affect a registered shareholder's right to attend the
						meeting and vote in person. Any registered shareholder who has executed and
						returned a Proxy may revoke it by attending the meeting and voting in person.

To change the address on your account, please check the box at right and indicate your new address in the address space above. Please note that changes to the registered name(s) on the account may not be submitted via this method.

Signature of Shareholder		Date:		Signature of Shareholder		Date:
	Note:	Please sign exactly as your name or names appear on this Proxy. When shares are held jointly, each holder should sign. When	signing as executor, administrator, attorney, trustee or	guardian,	please give full
		title as such. If the signer is a corporation, please sign full corporate name by duly authorized officer, giving full title as such. If signer is a partnership, please sign in partnership name by authorized person.

To Our Friends and Fellow Shareholders:

The Directors and Staff of

Virginia National Bankshares Corporation

Cordially Invite You to Join Them for an

Informal Discussion

Immediately Following the Formal Annual Meeting

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VIRGINIA NATIONAL BANKSHARES CORPORATION

This Proxy is solicited on behalf of the Board of Directors

The shareholder(s) hereby appoint(s) Virginia R. Bayes, Gregory L. Wells and Sterling T. Strange, III, any of whom may act alone and with full power of substitution, as proxies, to represent and vote all shares of Virginia National Bankshares Corporation (the "Company") of the shareholder(s) at the Annual Meeting of Shareholders of the Company to be held on Thursday, June 27, 2024 at 10:00 a.m. Eastern Time at the Hilton Garden Inn, 1793 Richmond Road, Charlottesville, Virginia 22911, or any adjournment or postponement thereof, on each of the matters listed on the reverse side of this proxy card.

This proxy, when properly executed, will be voted in the manner directed by the shareholder signing on the reverse side of this proxy card, voting online or by telephone. If no direction is made, this proxy will be voted FOR all director nominees in Proposal 1 and FOR Proposals 2 and 3.

(Continued and to be signed on the reverse side.)

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