Vietnam JS Commercial Bank for Indu &Trd : Closing shareholders list to pay 2015’s cash dividend

- Reason and purpose: Payment of 2015's cash dividend

- Execution rate: 1:1 (1 share - 1 voting right);

- Payout rate: 7% per share (01 share is entitled to VND 700 cash dividend)

- Payable date: 16 February 2017

- Payment location:

· For shares which are in custody by depository members: Payment are executed at depository members locations where shareholders are maintaining accounts.

· For shares which are not in custody by depository members: Payment are executed by presenting shareholders' personal ID at VietinBank Securitties JSC - 306 Ba Trieu Street, Hai Ba Trung District, Hanoi, VietNam on working days since 16 February 2017 on by money transfer. For further information, please contact Accounting Department (+844.39746541) or Security Services Department (+844.39746543) - Website: www.vietinbanksc.com.vn.- Withholdingpersonal incometax paid to the State budgetfrom2015cash dividend: VietinBank will deduct 5% personal incometax before paying 2015 cash dividends inheritedby resident andnon-residentindividualshareholders in theclosing listonrecord date (17 January 2017).

For further information, please contact Secretariat Office to the Board of Directors, VietinBank - 108, Tran Hung Dao Street, Hoan Kiem District, Hanoi via Telephone [phone]) or Email:[e-mail]