Financials Union Bank of Israel Ltd.

Equities

UNON

IL0007223147

Banks

Delayed TEL AVIV STOCK EXCHANGE 5-day change 1st Jan Change
- ILa -.--% Intraday chart for Union Bank of Israel Ltd. -.--% -21.31%

Valuation

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Capitalization 1 1,247 1,432 1,100 1,685 1,326 1,326
Enterprise Value (EV) 1 -1,375 -4,055 -5,544 -1,565 -7,846 -7,393
P/E ratio -25.3 x 10.2 x 15.7 x 10.4 x -22 x 16.4 x
Yield - - - 5.93% - -
Capitalization / Revenue 1.3 x 1.31 x 1.06 x 1.53 x 1.52 x 1 x
EV / Revenue -1.43 x -3.7 x -5.34 x -1.42 x -8.98 x -5.57 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.53 x 0.57 x 0.44 x 0.64 x 0.48 x 0.48 x
Nbr of stocks (in thousands) 73,583 73,583 73,583 73,583 73,583 73,583
Reference price 2 16.95 19.46 14.95 22.90 18.02 18.02
Announcement Date 30/03/17 15/03/18 26/03/19 05/03/20 29/04/21 24/02/22
1ILS in Million2
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net sales 1 959 1,095 1,039 1,104 874 1,327
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -49 205 101 248 -89 132
Net income 1 -49 141 70 162 -60 90
Net margin -5.11% 12.88% 6.74% 14.67% -6.86% 6.78%
EPS 2 -0.6700 1.916 0.9500 2.200 -0.8200 1.100
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - 1.359 - -
Announcement Date 30/03/17 15/03/18 26/03/19 05/03/20 29/04/21 24/02/22
1ILS in Million2ILS
Estimates

Balance Sheet Analysis

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net Debt 1 - - - - - -
Net Cash position 1 2,622 5,487 6,644 3,250 9,172 8,719
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -2.07% 5.81% 2.79% 6.31% -2.11% 2.96%
ROA (Net income/ Total Assets) -0.12% 0.34% 0.17% 0.39% -0.13% 0.22%
Assets 1 40,970 41,446 41,617 41,893 45,079 41,152
Book Value Per Share 2 31.80 34.20 33.90 35.90 37.20 37.30
Cash Flow per Share 2 52.90 112.0 128.0 93.80 152.0 88.80
Capex 1 50 33 21 26 25 13
Capex / Sales 5.21% 3.01% 2.02% 2.36% 2.86% 0.98%
Announcement Date 30/03/17 15/03/18 26/03/19 05/03/20 29/04/21 24/02/22
1ILS in Million2ILS
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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