Financials UniCredit S.p.A. Börse Stuttgart

Equities

CRIP

US9046784065

Banks

Delayed Börse Stuttgart 12:55:51 04/07/2024 pm IST 5-day change 1st Jan Change
18.1 EUR +1.12% Intraday chart for UniCredit S.p.A. +4.68% +47.93%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 28,953 17,037 30,151 25,685 42,091 59,498 - -
Enterprise Value (EV) 1 28,953 17,037 30,151 25,685 42,091 59,498 59,498 59,498
P/E ratio 8.63 x -5.89 x 8.57 x 5.31 x 5.22 x 6.72 x 6.48 x 5.97 x
Yield 4.84% 1.57% - - 7.31% 6.12% 6.89% 7.79%
Capitalization / Revenue 1.54 x 0.99 x 1.68 x 1.26 x 1.77 x 2.54 x 2.59 x 2.58 x
EV / Revenue 1.54 x 0.99 x 1.68 x 1.26 x 1.77 x 2.54 x 2.59 x 2.58 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.49 x 0.29 x 0.49 x 0.41 x - 0.93 x 0.85 x 0.77 x
Nbr of stocks (in thousands) 22,23,696 22,27,581 22,26,130 19,35,270 17,13,440 16,36,585 - -
Reference price 2 13.02 7.648 13.54 13.27 24.56 36.36 36.36 36.36
Announcement Date 06/02/20 10/02/21 28/01/22 31/01/23 05/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 18,839 17,140 17,954 20,343 23,843 23,446 22,940 23,062
EBITDA - - - - - - - -
EBIT 1 8,910 7,335 8,158 10,782 14,372 13,729 13,101 13,158
Operating Margin 47.3% 42.79% 45.44% 53% 60.28% 58.56% 57.11% 57.06%
Earnings before Tax (EBT) 1 3,065 -1,546 1,236 7,289 11,451 12,307 11,621 11,538
Net income 1 3,373 -2,785 1,540 6,458 9,507 8,856 8,349 8,225
Net margin 17.9% -16.25% 8.58% 31.75% 39.87% 37.77% 36.39% 35.66%
EPS 2 1.508 -1.298 1.580 2.500 4.710 5.407 5.611 6.090
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.6300 0.1200 - - 1.795 2.223 2.503 2.833
Announcement Date 06/02/20 10/02/21 28/01/22 31/01/23 05/02/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 8,548 9,084 4,436 5,017 4,780 9,796 4,827 5,719 5,930 5,967 11,897 5,967 5,979 6,371 6,047 5,801 5,716 6,058
EBITDA - - - - - - - - - - - - - - - - - -
EBIT 1 3,610 4,209 1,963 2,676 2,422 5,094 2,442 3,246 3,603 3,639 7,242 3,640 3,490 4,065 3,739 - - -
Operating Margin 42.23% 46.33% 44.25% 53.34% 50.67% 52% 50.59% 56.76% 60.76% 60.99% 60.87% 61% 58.37% 63.8% 61.84% - - -
Earnings before Tax (EBT) 1 -2,007 2,578 -2,772 603 2,481 3,112 2,067 2,111 2,731 3,204 - 3,168 2,349 3,599 3,392 3,148 2,220 -
Net income 1 -2,286 1,921 -1,439 247 2,010 2,285 1,709 2,464 2,064 2,314 - 2,322 2,810 2,558 2,647 2,426 2,368 -
Net margin -26.74% 21.15% -32.44% 4.92% 42.05% 23.33% 35.41% 43.08% 34.81% 38.78% - 38.91% 47% 40.15% 43.78% 41.82% 41.43% -
EPS 2 - - - - 0.8400 - 0.8100 0.7300 1.060 1.120 - 1.240 1.110 0.7600 1.406 1.434 1.300 1.510
Dividend per Share - - - - - - - - - - - - - - - - - -
Announcement Date 06/08/20 30/07/21 28/01/22 05/05/22 27/07/22 27/07/22 26/10/22 31/01/23 03/05/23 26/07/23 26/07/23 24/10/23 05/02/24 07/05/24 - - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 5.73% -4.61% 2.54% 10.3% 14.9% 14.3% 13.4% 13.4%
ROA (Net income/ Total Assets) 0.4% -0.31% 0.17% 0.73% 1.16% 1.09% 1.01% 0.99%
Assets 1 8,43,904 8,93,487 9,23,815 8,87,454 8,21,339 8,11,425 8,24,520 8,27,262
Book Value Per Share 2 26.70 26.60 27.90 32.70 - 39.10 42.90 46.90
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 06/02/20 10/02/21 28/01/22 31/01/23 05/02/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
21
Last Close Price
36.36 EUR
Average target price
42.93 EUR
Spread / Average Target
+18.09%
Consensus