H. 20.34 - UBI Banca: DBRS innalza il rating sui depositi con Trend Stabile

COMUNICATO STAMPA

DBRS INNALZA IL RATING SUI DEPOSITI DI UBI BANCA, CON TREND STABILE

Bergamo, 14 dicembre 2018 - UBI Banca informa che, in vista dell'entrata in vigore, dal prossimo 1° gennaio 2019, della "full depositor preference" nella gerarchia dei creditori in caso di insolvenza bancaria, l'agenzia DBRS ha innalzato di 1 notch, rispetto all'Intrinsic Assessment, il rating a lungo termine attribuito ai depositi di alcune banche italiane, tra cui UBI Banca. Tali rating erano fino ad oggi allineati a quelli sul debito senior. Contestualmente, nel caso di UBI Banca, l'Agenzia ha migliorato di 1 notch anche il rating a breve termine sui depositi.

A seguito di tale rating action, i rating dei depositi di UBI Banca sono migliorati come segue:

Debt Rated	Action	Rating	Trend
Long-Term Deposits	Upgraded	BBB (high)	Stabile
Short-Term Deposits	Upgraded	R-1 (low)	Stabile

Rimangono invariati tutti gli altri rating:

Long-term Issuer rating BBB

Short-term Issuer rating R-2 (high) Long-term Senior Debt BBB Short-term Debt R-2 (high)

Long-term Critical Obligations rating A (low) Short-term Critical Obligations rating R-1 (low) Intrinsic Assessment BBB

Support Assessment SA3 Trend (all ratings) Stabile

Il comunicato stampa di DBRS è disponibile sul sito web dell'Agenzia.

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PRESS RELEASE

DBRS UPGRADES DEPOSIT RATINGS OF UBI BANCA WITH STABLE TREND

Bergamo, 14th December 2018 - UBI Banca informs that, reflecting the introduction in Italy of full depositor preference in bank insolvency and resolution proceedings from January 1, 2019, the agency DBRS has upgraded by one notch, if compared to the Intrinsic Assessment, the long term ratings assigned to the deposits of some Italian Banks, among which UBI Banca. These ratings were up to today aligned to those on the senior debt. Simultaneously, in the case of UBI Banca, the Agency has also improved by one notch the short-term deposits rating.

Following this rating action, the deposit ratings of UBI Banca were upgraded as follows:

Debt Rated	Action	Rating	Trend
Long-Term Deposits	Upgraded	BBB (high)	Stabile
Short-Term Deposits	Upgraded	R-1 (low)	Stabile

All other ratings remain unvaried:

Long-term Issuer rating BBB Short-term Issuer rating R-2 (high) Long-term Senior Debt BBB Short-term Debt R-2 (high)

Long-term Critical Obligations rating A (low) Short-term Critical Obligations rating R-1 (low) Intrinsic Assessment BBB

Support Assessment SA3 Trend (all ratings) Stabile

The relevant Press Release is available on the website of the rating Agency.

Per ulteriori informazioni/ For further information please contact :

UBI Banca - Investor Relations - tel. [phone] E-mail:[e-mail] UBI Banca - Media Relations - tel. [phone] - 4938 E-mail:[e-mail]

Copia del presente comunicato è disponibile sul sitowww.ubibanca.it / Copy of this press release is available on the websitewww.ubibanca.it