TISCO Financial Group Public Company Limited reported unaudited consolidated and company earnings results for the full year ended December 31, 2015. For the year, on consolidated basis, the company reported total interest income of THB 16,887,553,300 against THB 18,890,867,040 last year. Net interest income was THB 10,129,856,962 against THB 9,539,789,665 last year. Total operating income was THB 16,488,925,607 against THB 15,623,788,810 last year. Total net operating income was THB 16,092,623,091 against THB 15,349,023,872 last year. Profit before income tax expense and minority interest was THB 5,288,186,426 against THB 5,317,618,329 last year. Profit attributable to equity holders of the company was THB 4,250,118,582 or THB 5.31 per basic share against THB 4,249,514,721 or THB 5.31 per basic share last year. Net interest income increased by 6.2% year-over-year, driven by the ability to maintain overall loan yield through the expansion in consumption loans contribution, as well as a continuing decrease in cost of fund throughout the year and the effective cost management. Return on average equity was at 15.8%, compared with 17.4% last year. Book value per share as of December 31, 2015 was THB 35.21 per share, increased from THB 32.25 per share at December 31, 2014. Profit before minority interest was THB 4,255.72 million against THB 4,274.17 million last year.

For the year, on company basis, the company reported total interest income of THB 79,672,938 against THB 137,379,090 last year. Net interest loss was THB 71,014,726 against THB 89,367,554 last year. Total operating income was THB 3,467,766,804 against THB 3,205,752,364 last year. Total net operating income was THB 3,467,766,804 against THB 3,205,752,364 last year. Profit before income tax expense was THB 2,369,481,772 against THB 2,081,127,916 last year. Profit attributable to equity holders of the company was THB 2,263,594,271 or THB 2.83 per basic share against THB 2,000,727,499 or THB 2.50 per basic share last year, mainly contributed by service fee income from subsidiary companies within the group.