THE BANK OF PUNJAB |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 5.4 PKR | +7.36% |
|
+14.16% | -16.67% |
| 01/05 | The Bank of Punjab Reports Earnings Results for the First Quarter Ended March 31, 2024 | CI |
| 20/02 | The Bank of Punjab Reports Earnings Results for the Full Year Ended December 31, 2023 | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 29,953 | 24,507 | 22,392 | 21,200 | 17,666 | - |
| Enterprise Value (EV) 1 | 29,953 | 24,507 | 22,392 | 21,200 | 17,666 | 17,666 |
| P/E ratio | - | - | - | 1.91 x | - | - |
| Yield | 6.62% | 10.8% | 14.8% | - | 13.9% | 9.26% |
| Capitalization / Revenue | 11,15,674 x | 10,46,236 x | - | - | - | - |
| EV / Revenue | 11,15,674 x | 10,46,236 x | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - |
| Price to Book | - | 0.48 x | - | - | - | - |
| Nbr of stocks (in thousands) | 32,71,573 | 32,71,573 | 32,71,573 | 32,71,569 | 32,71,569 | - |
| Reference price 2 | 9.156 | 7.491 | 6.844 | 6.480 | 5.400 | 5.400 |
| Announcement Date | 28/02/20 | 19/02/21 | 08/03/22 | 20/02/24 | - | - |
1PKR in Million2PKR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Net sales | 26,848 | 23,424 | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | - | - | - | - |
| Net income | - | - | - | 11,081 | - | - |
| Net margin | - | - | - | - | - | - |
| EPS | - | - | - | 3.390 | - | - |
| Free Cash Flow | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - |
| Dividend per Share 1 | 0.6061 | 0.8081 | 1.010 | - | 0.7500 | 0.5000 |
| Announcement Date | 28/02/20 | 19/02/21 | 08/03/22 | 20/02/24 | - | - |
1PKR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2020 S1 | 2021 Q4 | 2022 S1 | 2023 Q1 | 2023 Q2 |
|---|---|---|---|---|---|
| Net sales | 11,527 | - | - | - | - |
| EBITDA | - | - | - | - | - |
| EBIT | - | - | - | - | - |
| Operating Margin | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | - | - | - |
| Net income 1 | - | - | 5,362 | - | 2,193 |
| Net margin | - | - | - | - | - |
| EPS | - | - | 1.636 | - | - |
| Dividend per Share | - | 1.010 | - | - | - |
| Announcement Date | 27/08/20 | 08/03/22 | 27/08/22 | 01/05/23 | 25/08/23 |
1PKR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2023 | 2024 |
|---|---|---|---|---|
| Net Debt | - | - | - | - |
| Net Cash position | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - |
| Free Cash Flow | - | - | - | - |
| ROE (net income / shareholders' equity) | 19.4% | 13.9% | - | 12.9% |
| ROA (Net income/ Total Assets) | - | 0.69% | - | - |
| Assets | - | - | - | - |
| Book Value Per Share | - | 15.50 | - | - |
| Cash Flow per Share | - | - | - | - |
| Capex | - | - | - | - |
| Capex / Sales | - | - | - | - |
| Announcement Date | 28/02/20 | 19/02/21 | 20/02/24 | - |
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Sell
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
5.4
PKR
Average target price
7.9
PKR
Spread / Average Target
+46.30%
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| -16.67% | 6.35Cr | |
| +22.69% | 60TCr | |
| +21.47% | 32TCr | |
| +26.70% | 27TCr | |
| +17.85% | 19TCr | |
| +30.20% | 18TCr | |
| +7.84% | 16TCr | |
| +1.21% | 16TCr | |
| +11.36% | 15TCr | |
| +13.93% | 14TCr |
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