Synchrony Financial and Belk announced they have agreed to a multi-year renewal of Synchrony Financial's consumer financing program. Synchrony Financial has provided a consumer financing program for Belk through the Belk Rewards program for more than a decade. Qualifying cardholders can continue to access discounts, loyalty rewards, mobile account management, receipt-free returns and other exclusive benefits with a Belk Rewards, Belk Premier or Belk Elite credit card for use in stores and online. Cardholders earn 1 point for every $1 spent on qualifying merchandise purchases, and receive $10 in rewards certificates for every 400 points earned. Elite members also receive free shipping, quarterly 20% off personal sale days and a 20% off birthday coupon.