Simmons First National Corporation reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, the company reported total interest income of $34,242,000 against $31,981,000 for the same period last year. Net interest income was $30,607,000 against $27,297,000 for the same period last year. Net income before income taxes was $11,889,000 against $8,863,000 for the same period last year. Net income was $8,033,000 or $0.48 per basic and diluted share against $6,305,000 or $0.37 per basic and diluted share for the same period last year. Return on average stockholders' equity was 7.83% against 6.10% for the same period last year. Return on tangible equity was 9.36% against 7.34% for the same period last year. Return on average assets was 0.90% against 0.75% for the same period last year.

For the year, the company reported total interest income of $129,134,000 against $129,056,000 for the same period last year. Net interest income was $113,517,000 against $108,660,000 for the same period last year. Net income before income taxes was $40,015,000 against $35,799,000 for the same period last year. Net income was $27,684,000 or $1.64 per basic and diluted share against $25,374,000 or $1.47 per basic and diluted share for the same period last year. Return on average stockholders' equity was 6.77% against 6.25% for the same period last year. Return on tangible equity was 8.05% against 7.54% for the same period last year. Return on average assets was 0.83% against 0.77% for the same period last year. Book value per share as at December 31, 2012 was $24.55 against $23.70 as at December 31, 2011. Tangible book value per share as at December 31, 2012 was $20.66 against $20.09 as at December 31, 2011.

The company reported net loans charged off for the fourth quarter of 2012 of $1,558,000 against $1,874,000 for the same period last year.