Financials River Valley Community Bancorp

Equities

RVCB

US76848L1098

Market Closed - OTC Markets 11:50:38 31/05/2024 pm IST 5-day change 1st Jan Change
21.98 USD +5.77% Intraday chart for River Valley Community Bancorp -2.31% -0.09%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 47.65 53.64 47.58 51.21 66.72 70.95
Enterprise Value (EV) 1 50.26 82.23 65.53 -1.985 -34.73 -20.17
P/E ratio 18.9 x 15.2 x 11.9 x 12.7 x 12.7 x 10.6 x
Yield - - - - - -
Capitalization / Revenue 5.15 x 4.79 x 3.59 x 3.12 x 4.02 x 3.68 x
EV / Revenue 5.43 x 7.34 x 4.94 x -0.12 x -2.09 x -1.05 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.69 x 1.79 x 1.25 x 1.09 x 1.35 x 1.94 x
Nbr of stocks (in thousands) 2,995 2,980 2,974 2,984 3,033 3,085
Reference price 2 15.91 18.00 16.00 17.16 22.00 23.00
Announcement Date 28/03/18 28/03/19 19/04/20 19/03/21 19/07/22 14/04/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 9.252 11.21 13.27 16.43 16.61 19.28
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4.328 4.924 5.682 5.613 7.344 9.408
Net income 1 2.571 3.656 4.159 4.129 5.35 6.858
Net margin 27.79% 32.63% 31.34% 25.14% 32.2% 35.57%
EPS 2 0.8400 1.184 1.344 1.352 1.730 2.180
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 28/03/18 28/03/19 19/04/20 19/03/21 19/07/22 14/04/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 2.61 28.6 18 - - -
Net Cash position 1 - - - 53.2 101 91.1
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.63% 12.6% 12.3% 9.76% 11.1% 15.9%
ROA (Net income/ Total Assets) 0.78% 1.03% 1.02% 0.88% 0.98% 1.11%
Assets 1 327.7 355.6 409.7 469.4 548.7 615.6
Book Value Per Share 2 9.390 10.00 12.80 15.70 16.30 11.90
Cash Flow per Share 2 13.00 9.040 15.40 17.70 33.20 29.20
Capex 1 0.76 2.64 0.21 2.46 0.03 0.06
Capex / Sales 8.23% 23.54% 1.57% 14.96% 0.17% 0.29%
Announcement Date 28/03/18 28/03/19 19/04/20 19/03/21 19/07/22 14/04/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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