Financials Regency Fincorp Limited

Equities

REGENCY

INE964R01013

Consumer Lending

Market Closed - Bombay S.E. 03:30:56 13/06/2024 pm IST 5-day change 1st Jan Change
12.38 INR -2.29% Intraday chart for Regency Fincorp Limited +1.48% +15.38%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024
Capitalization 1 92.8 129 43.21 52.7 84.31 433.9
Enterprise Value (EV) 1 273.1 384.1 314.8 806.6 979.5 1,341
P/E ratio 25.8 x 34.3 x 11.4 x 7.88 x 9.07 x 22.3 x
Yield 0.4% - - - - -
Capitalization / Revenue 6.94 x 7.73 x 1.41 x 1.9 x 2.03 x 6.42 x
EV / Revenue 20.4 x 23 x 10.3 x 29.1 x 23.6 x 19.8 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.45 x 1.29 x 0.46 x 0.45 x 6.17 x 0.86 x
Nbr of stocks (in thousands) 7,424 8,203 7,424 9,906 10,686 38,230
Reference price 2 12.50 15.72 5.820 5.320 7.890 11.35
Announcement Date 07/09/19 09/09/20 03/09/21 03/09/22 01/06/23 14/05/24
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024
Net sales 1 13.38 16.68 30.58 27.74 41.49 67.58
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4.891 5.342 6.025 7.199 12.74 25.58
Net income 1 3.613 3.763 4.182 5.537 9.251 19.67
Net margin 27.01% 22.56% 13.68% 19.96% 22.3% 29.1%
EPS 2 0.4850 0.4588 0.5099 0.6750 0.8700 0.5100
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0500 - - - - -
Announcement Date 07/09/19 09/09/20 03/09/21 03/09/22 01/06/23 14/05/24
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024
Net Debt 1 180 255 272 754 895 907
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 6.3% 4.87% 4.51% 4.98% 7.01% 6.12%
ROA (Net income/ Total Assets) 1.86% 1.19% 1.1% 0.85% 0.94% 1.55%
Assets 1 194.6 316 381.2 650.9 986.5 1,267
Book Value Per Share 2 8.610 12.20 12.80 11.90 1.280 13.20
Cash Flow per Share 2 1.600 2.600 0.9100 1.230 0.0200 1.030
Capex 1 9.29 5.81 10.6 5.18 - 43.3
Capex / Sales 69.41% 34.83% 34.79% 18.67% - 64.04%
Announcement Date 07/09/19 09/09/20 03/09/21 03/09/22 01/06/23 14/05/24
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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