Financials PT. Clipan Finance Indonesia Tbk

Equities

CFIN

ID1000095201

Consumer Lending

End-of-day quote INDONESIA S.E. 03:30:00 08/05/2024 am IST 5-day change 1st Jan Change
476 IDR -2.06% Intraday chart for PT. Clipan Finance Indonesia Tbk -3.25% -2.86%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 12,51,139 11,55,511 9,32,378 9,96,130 11,95,356 19,52,415
Enterprise Value (EV) 1 74,86,176 79,99,398 49,01,889 28,62,045 36,60,901 59,49,587
P/E ratio 4.1 x 3.2 x 20 x 21.5 x 3.85 x 2.4 x
Yield - - - - 33.3% -
Capitalization / Revenue 1.05 x 0.84 x 0.82 x 3.54 x 1.63 x 2.19 x
EV / Revenue 6.3 x 5.84 x 4.3 x 10.2 x 4.99 x 6.66 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.29 x 0.25 x 0.2 x 0.21 x 0.23 x 0.35 x
Nbr of stocks (in thousands) 39,84,520 39,84,520 39,84,520 39,84,520 39,84,520 39,84,520
Reference price 2 314.0 290.0 234.0 250.0 300.0 490.0
Announcement Date 22/02/19 26/02/20 29/03/21 28/03/22 07/03/23 23/02/24
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 11,89,216 13,70,632 11,39,874 2,81,008 7,33,163 8,93,210
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4,12,306 4,86,667 60,533 39,695 3,99,501 10,35,010
Net income 1 3,05,138 3,61,596 46,567 46,306 3,10,722 8,15,005
Net margin 25.66% 26.38% 4.09% 16.48% 42.38% 91.24%
EPS 2 76.58 90.75 11.69 11.62 77.98 204.5
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 100.0 -
Announcement Date 22/02/19 26/02/20 29/03/21 28/03/22 07/03/23 23/02/24
1IDR in Million2IDR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 62,35,037 68,43,887 39,69,511 18,65,915 24,65,545 39,97,172
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.29% 7.99% 0.99% 0.97% 6.27% 15.3%
ROA (Net income/ Total Assets) 2.91% 3.11% 0.4% 0.51% 4.1% 9.08%
Assets 1 1,04,84,026 1,16,10,455 1,15,17,859 90,21,255 75,86,732 89,80,281
Book Value Per Share 2 1,091 1,181 1,191 1,206 1,283 1,387
Cash Flow per Share 2 13.30 26.20 483.0 31.80 7.860 8.210
Capex 1 32,992 48,385 19,231 16,185 28,137 29,959
Capex / Sales 2.77% 3.53% 1.69% 5.76% 3.84% 3.35%
Announcement Date 22/02/19 26/02/20 29/03/21 28/03/22 07/03/23 23/02/24
1IDR in Million2IDR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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