Provident Financial Holdings, Inc. reported unaudited consolidated earnings results for the second quarter and six months ended December 31, 2016. For the quarter, the company's total interest income was $10,803,000 compared to $9,363,000 a year ago. Net interest income was $9,085,000 compared to $7,589,000 a year ago. Net interest income, after recovery from the allowance for loan losses was $9,435,000 compared to $7,951,000 a year ago. Income before taxes was $2,599,000 compared to $1,690,000 a year ago. Net income was $1,504,000 compared to $982,000 a year ago. Diluted earnings per share was $0.18 compared to $0.11 a year ago. Return on average assets was 0.50% compared to 0.34% a year ago. Return on average stockholders’ equity was 4.53% compared to 2.83% a year ago. Book value per share was $16.75 compared to $16.52 a year ago. For the six months, the company's total interest income was $21,607,000 compared to $19,220,000 a year ago. Net interest income was $18,173,000 compared to $15,655,000 a year ago. Net interest income, after recovery from the allowance for loan losses was $18,673,000 compared to $16,055,000 a year ago. Income before taxes was $5,457,000 compared to $5,883,000 a year ago. Net income was $3,098,000 compared to $3,425,000 a year ago. Diluted earnings per share was $0.38 compared to $0.39 a year ago. Return on average assets was 0.51% compared to 0.58% a year ago. Return on average stockholders’ equity was 4.66% compared to 4.91% a year ago.