Company Potomac Bancshares, Inc.

PTBS

US7376431067

Banks

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

Sector Commercial Banks

Market Closed - OTC Markets Other stock markets 10:58:30 20/05/2024 pm IST			5-day change	1st Jan Change
14.24 ^USD	-4.43%		-1.35%	-4.81%

07/05	Potomac Bancshares, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024	CI
01/02	Potomac Bancshares, Inc. Reports Earnings Results for the Full Year Ended December 31, 2023	CI

Potomac Bancshares, Inc. is the one bank holding company of Bank of Charles Town (BCT), also known as The Community's Bank. BCT is a locally owned community bank with nine full-service offices and one loan production office serving the Eastern Panhandle of West Virginia, Washington County, Maryland and Loudoun County, Virginia. Its personal banking services include personal checking; savings, Certificates of Deposit (CD) and Individual Retirement Accounts (IRA); Centsables financial education; online and mobile banking; Convenience services; home equity lending; personal loans; consumer credit cards; account opening service, and others. The Companyâs business banking services include specialties, commercial loans, small business administration (SBA) lending, business checking solutions, management, Autobooks, online and mobile banking, business credit cards and others. It offers fixed and adjustable-rate mortgages, construction loans, and VA, FHA, and USDA options.

Number of employees: 88

USD in Million	2022	Weight	2023	Weight	Delta
Banking and Related Activities 100.0 %	30	100.0 %	32	100.0 %	+6.59%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	30	100.0 %	32	100.0 %	+6.59%

Managers	Title	Age	Since
Alice P. Frazier CEO	Chief Executive Officer	59	05/17/05
Dean J. Cognetti DFI	Director of Finance/CFO	64	31/11/31
Timothy E. Lewis CTO	Chief Tech/Sci/R&D Officer	-	-
Krystle Burkhart PRN	Corporate Officer/Principal	-	07/23/07
Raymond F. Goodrich PRN	Corporate Officer/Principal	-	07/18/07
Arch A. Moore PRN	Corporate Officer/Principal	72	20/17/20

Members of the board	Title	Age	Since
Margaret Cogswell BRD	Director/Board Member	65	01/03/01
J. Scott Boyd BRD	Director/Board Member	67	01/99/01
Alice P. Frazier CEO	Chief Executive Officer	59	05/17/05
Kristina Bouweiri BRD	Director/Board Member	61	12/19/12
Keith B. Berkeley CHM	Chairman	65	08/08/08
William White BRD	Director/Board Member	66	20/20/20
Norman M. Casagrande BRD	Director/Board Member	64	01/13/01
Anthony P. Zelenka BRD	Director/Board Member	70	16/15/16
Andrew C. Skinner BRD	Director/Board Member	53	31/16/31
Mitesh B. Kothari BRD	Director/Board Member	54	12/19/12

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	4,493,251	4,144,561 ( 92.24 %)	348,690 ( 7.760 %)	92.24 %

Name	Equities	%	Valuation
Cutler Capital Management LLC 4.496 %	185,868	4.496 %	3 M $
The Banc Funds Co LLC (Private Equity) 0.8102 %	33,492	0.8102 %	494 007 $
The Banc Funds Co LLC 0.8102 %	33,492	0.8102 %	494 007 $

Potomac Bancshares, Inc.

111 East Washington Street

25414-1071, Charles Town

http://www.bankatbct.com

Financials

Banking & Investment Services

Banking Services

Commercial Banks

	1st Jan change	Capi.
POTOMAC BANCSHARES, INC.	-4.81%	59.02M
AGRICULTURAL BANK OF CHINA LIMITED	+26.58%	208B
PT BANK CENTRAL ASIA TBK	-0.27%	73.02B
ANZ GROUP HOLDINGS LIMITED	+10.49%	56.52B
CRÉDIT AGRICOLE S.A.	+22.74%	52.12B
INDUSTRIAL BANK CO., LTD.	+11.23%	51.29B
CHINA CITIC BANK CO., LTD.	+36.96%	46.89B
JAPAN POST BANK CO., LTD.	+2.72%	35.78B
QATAR NATIONAL BANK (Q.P.S.C.)	-16.21%	34.76B
INVEST BANK	-96.60%	32.24B

Commercial Banks