Oxford Bank Corporation reported consolidated earnings results for the first quarter ended March 31, 2014. The company's quarterly consolidated earnings for the three months ended March 31, 2014 totaled $531,000, or $0.46 per share, compared to $500,000, or $0.43 per share during the first quarter of 2013. The bank has maintained continuous profitability for the last 14 quarters.

The bank's Tier I capital totals $16,169,000 as of March 31, 2014, or 6.08% of average total assets compared to a low of $7,100,000, or 2.44% as of October of 2010. The bank has continued to gradually build capital through earnings, operating efficiencies, and strategic balance sheet management.