Financials Mountain Commerce Bancorp, Inc.

Equities

MCBI

US6240041078

Banks

Market Closed - OTC Markets 01:05:40 01/06/2024 am IST 5-day change 1st Jan Change
17.25 USD -1.15% Intraday chart for Mountain Commerce Bancorp, Inc. -1.43% -6.76%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Capitalization 1 128.9 193.3 176.5 110 110 -
Enterprise Value (EV) 1 128.9 193.3 176.5 117.5 110 110
P/E ratio 12.7 x 8.2 x 9.38 x 16.7 x 10.1 x 6.03 x
Yield - 1.72% 2.2% 3.71% 3.77% 3.88%
Capitalization / Revenue - 4.19 x 3.55 x 3.46 x 2.58 x 1.99 x
EV / Revenue - 4.19 x 3.55 x 3.46 x 2.58 x 1.99 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book - 1.6 x 1.51 x 0.96 x 0.82 x 0.73 x
Nbr of stocks (in thousands) 6,286 6,286 6,362 6,374 6,374 -
Reference price 2 20.50 30.75 27.75 17.25 17.25 17.25
Announcement Date 25/01/21 24/01/22 23/01/23 22/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net sales 1 - 46.18 49.66 34.02 42.6 55.21
EBITDA - - - - - -
EBIT 1 - 27.75 26.04 9.719 15.51 25.07
Operating Margin - 60.09% 52.43% 28.57% 36.39% 45.4%
Earnings before Tax (EBT) - - 23.83 - 14.24 23.47
Net income 1 10.17 23.42 18.44 6.914 10.67 17.86
Net margin - 50.73% 37.13% 20.33% 25.04% 32.36%
EPS 2 1.620 3.750 2.960 1.110 1.710 2.860
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 - 0.5300 0.6100 0.6400 0.6500 0.6700
Announcement Date 25/01/21 24/01/22 23/01/23 22/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q2 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2
Net sales 1 11.18 12.04 12.31 - - 13.44 11.83 9.572 8.457 9.193 9.355 9.571 10.03
EBITDA - - - - - - - - - - - - -
EBIT 1 7.172 7.401 6.775 6.757 - 7.807 5.145 3.537 2.315 2.349 3.033 3.128 3.466
Operating Margin 64.13% 61.45% 55.04% - - 58.07% 43.5% 36.95% 27.37% 25.55% 32.42% 32.68% 34.54%
Earnings before Tax (EBT) 1 - - - - - 6.907 4.935 6.107 2.876 2.111 2.854 2.911 3.173
Net income 1 8.034 5.574 5.029 4.765 4.565 5.322 3.788 2.358 2.459 1.75 2.384 2.16 2.365
Net margin 71.83% 46.28% 40.85% - - 39.59% 32.03% 24.63% 29.08% 19.04% 25.48% 22.57% 23.57%
EPS 2 1.280 0.9000 0.8100 0.7700 0.7300 0.8500 0.6100 0.3800 0.3900 0.2800 0.3800 0.3500 0.3800
Dividend per Share 2 0.1300 0.1350 0.1400 0.1450 - 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600
Announcement Date 26/07/21 25/10/21 24/01/22 25/04/22 25/07/22 24/10/22 23/01/23 24/04/23 24/07/23 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 17% 18.7% 7.4% 8% 11.8%
ROA (Net income/ Total Assets) - 1.58% 1.48% 0.53% 0.57% 0.87%
Assets 1 - 1,483 1,246 1,305 1,871 2,053
Book Value Per Share 2 - 19.30 18.40 19.30 21.10 23.80
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 25/01/21 24/01/22 23/01/23 22/01/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
17.25 USD
Average target price
21 USD
Spread / Average Target
+21.74%
Consensus
  1. Stock Market
  2. Equities
  3. MCBI Stock
  4. Financials Mountain Commerce Bancorp, Inc.