Item 2.02 Results of Operations and Financial Condition

On January 20, 2022, Metropolitan Bank Holding Corp. (the "Company"), the holding company for Metropolitan Commercial Bank, issued a press release announcing its financial results for the three and twelve months ended December 31, 2021. The press release containing the financial results is attached hereto as Exhibit 99.1 and shall not be deemed "filed" for any purpose, nor shall the information or Exhibit 99.1 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended.

Item 7.01 Regulation FD Disclosure

The Company has also made available on its website presentation materials containing additional information about the Company's financial results for the three and twelve months ended December 31, 2021 (the "Presentation Materials"). The Presentation Materials are furnished herewith as Exhibit 99.2 and is incorporated by reference in this Item 7.01.

The information provided in Item 7.01 of this report, including Exhibit 99.2, shall not be deemed "filed" for any purpose, nor shall the information or Exhibit 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended.

Item 9.01. Financial Statements and Exhibits






(d) Exhibits.



     Exhibit No.    Description
         99.1         Press Release dated January 20, 2022
         99.2         Presentation Materials
         104        Cover Page Interactive Data File (formatted as inline XBRL
                    and contained in Exhibit 101)

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