Ratings LendingClub Corporation

Equities

LC

US52603A2087

Market Closed - Nyse Other stock markets 01:31:18 30/04/2024 am IST			5-day change	1st Jan Change
7.81 ^USD	-3.58%		-3.46%	-10.64%

05/03	LendingClub CEO Scott Sanborn: Late payments on the rise	MT
31/01	LendingClub Q4 Adjusted Earnings, Revenue Decline	MT

Strengths

The company's earnings per share (EPS) are expected to grow significantly over the next few years according to the consensus of analysts covering the stock.
The company's share price in relation to its net book value makes it look relatively cheap.
The company has a low valuation given the cash flows generated by its activity.
Analysts covering this company mostly recommend stock overweighting or purchase.
The average target price set by analysts covering the stock is above current prices and offers a tremendous appreciation potential.
The opinion of analysts covering the stock has improved over the past four months.
Historically, the company has been releasing figures that are above expectations.

Weaknesses

According to forecast, a sluggish sales growth is expected for the next fiscal years.
The company benefits from high valuations in earnings multiples.
For the last twelve months, sales expectations have been significantly downgraded, which means that less important sales volumes are expected for the current fiscal year over the previous period.
The company's sales previsions for the coming years have been revised downwards, which foreshadows another slowdown in business.
For the past year, analysts have significantly revised downwards their profit estimates.
For the last twelve months, the analysts covering the company have given a bearish overview of EPS estimates, resulting in frequent downward revisions.
Prospects from analysts covering the stock are not consistent. Such dispersed sales estimates confirm the poor visibility into the group's activity.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Consumer Lending

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
LENDINGCLUB CORPORATION	-10.64%	900M		C
BAJAJ FINANCE LIMITED	-6.84%	49.88B		C+
BAJAJ FINSERV LTD.	-5.35%	30.53B		C+
JIO FINANCIAL SERVICES LIMITED	+63.34%	29.08B	-	-
ORIX CORPORATION	+20.03%	23.38B		B
SYNCHRONY FINANCIAL	+17.05%	17.94B		B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	-7.09%	11.81B		C+
SHRIRAM FINANCE LIMITED	+21.38%	11.27B		B-
SOFI TECHNOLOGIES, INC.	-29.25%	8.31B		-
MUTHOOT FINANCE LIMITED	+15.00%	8.13B		C

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes